City Union Bank WhatsApp Banking

Last Updated : May 26, 2025, 3:09 p.m.

City Union Bank (CUB), a trusted private sector bank founded in 1904 and headquartered in Kumbakonam, Tamil Nadu, offers a seamless WhatsApp Banking service via its official number, +91 44 71225000. With 800 branches and 1762 ATMs across India, CUB’s WhatsApp Banking, powered by digital assistant Lakshmi, allows customers to manage finances with a simple message. Whether you’re checking your account balance, requesting a mini statement, or exploring loan options, this service caters to young professionals in Chennai, small business owners in Madurai, rural customers, and NRIs. This article details how to use CUB WhatsApp Banking, its key features, and how Wishfin can help compare products like CUB personal loans or savings accounts .

What is CUB WhatsApp Banking?

CUB’s WhatsApp Banking enables customers to perform banking tasks by messaging +91 44 71225000 from their registered mobile number. Launched to enhance digital banking, this 24/7 service offers a secure, menu-driven interface for instant updates, complementing CUB’s platforms like the CUB Mobile Banking Plus app. Customers, including those using CUB WhatsApp Banking for NRIs, can access services without visiting a branch. Note that fund transfers are not currently supported via WhatsApp Banking.

How to Use CUB WhatsApp Banking?

Getting started is easy. Follow these steps to access services like City Union Bank balance check or CUB mini statement :

1. Save the Official Number : Add +91 44 71225000 as “CUB WhatsApp” to your contacts.
2. Send a Message : Open WhatsApp and send “Hi” from your registered mobile number.
3. Select Services : Lakshmi, the digital assistant, will display a menu. Reply with the option number or keywords (e.g., “Bal” for balance, “Mini” for mini statement).
4. Receive Details : Get instant updates on your account balance or transactions in the chat.

Key Features of CUB WhatsApp Banking

CUB’s WhatsApp Banking offers services tailored to diverse needs, from urban professionals to rural customers:

• City Union Bank balance check : View real-time account balances instantly.
• CUB mini statement : Access details of your last five transactions.
• Loan Inquiries : Check status or EMI details for CUB personal loans or home loans.
• Fixed Deposit Details : Get updates on CUB fixed deposits with competitive rates.
• Service Requests : Request cheque books, block cards, or generate a Green PIN for net/mobile banking.
• Secure and Free : End-to-end encrypted with no charges, though data costs may apply.

Benefits of CUB WhatsApp Banking

• Convenience : Access banking 24/7 without additional apps.
• Real-Time Updates : Instantly check balances, transactions, or loan details.
• User-Friendly : Conversational interface with menu options or keywords like “Bal” or “Mini.”
• Secure Access : Restricted to registered mobile numbers with end-to-end encryption.
• Cost-Free : No service charges, though data plan costs may apply.

Alternative Digital Banking Options

If WhatsApp Banking isn’t your preference, CUB offers other channels to manage your savings account or fixed deposit:

• CUB Mobile Banking Plus App : Access 100+ services, including balance checks, bill payments, and loan applications. Download from Google Play Store or Apple App Store.
• Missed Call Banking : Dial 9278177444 for a City Union Bank balance check or mini statement via SMS.
• SMS Banking : Text to 9281056789 for account details, ideal for CUB SMS banking without internet.
• Internet Banking : Log in at onlinecub.net for account summaries, transfers, or CUB personal loans .
• ATM Services : Check balances or mini statements at 1762 CUB ATMs using your debit card.

Why Choose CUB with Wishfin?

CUB, with a legacy of 120 years, offers zero-balance savings accounts, personal loans at competitive rates, and fixed deposits for wealth creation. Recognized with seven awards at the 20th Banking Technology Conference 2024, CUB excels in digital innovation. Wishfin helps compare these with other banks to find the best rates for home loans or credit cards, empowering customers in Kumbakonam, Chennai, or abroad.

Call-to-Action : Simplify your banking with CUB WhatsApp Banking! Compare CUB personal loans, fixed deposits, or savings accounts on Wishfin to secure the best financial products in India. Visit Wishfin.com now!