Federal Bank Mobile Banking

Last Updated : April 24, 2025, 5:19 p.m.

Federal Bank mobile banking offers robust mobile banking services primarily through its FedMobile app, with additional options like Lotza UPI, FedBook, and Corporate FedMobile (FedCorp) for specific user needs. Below is a comprehensive overview of Federal Bank’s mobile banking services, tailored to address your interest in comparison to Dhanlaxmi Bank’s mobile banking.

Federal Bank's mobile banking app, FedMobile, offers a comprehensive suite of banking and payment features, enabling users to manage their finances, make payments, and invest with ease from anywhere, anytime.

Types of Federal Bank Mobile Banking

Below are the types of Federal Bank mobile banking -

1. FedMobile App (Smartphone Banking)

Features:

• Fund transfers (UPI, IMPS, NEFT, RTGS)
  
• Balance inquiry & mini statements
  
• Utility bill payments & recharges

2. BHIM UPI by Federal Bank

Features:

• Send/receive money using UPI ID or mobile number
  
• Scan & pay via QR codes
  
• Set/change UPI PIN

3. SMS Banking

Simple banking using SMS commands from any mobile phone.

Features:

• Balance check
  
• Mini statement
  
• Cheque status

Federal Bank Mobile Banking Registration

To register on Federal Bank mobile banking follow the steps below -

Steps:

1. Download the App:
   • Install FedMobile from the App Store (iOS) or Google Play (Android).
2. Open the App:
   • Launch FedMobile and select Register.
3. Enter Details:
   • Input your Federal Bank account number or Customer ID.
   • Provide the registered mobile number linked to your account.
4. Verify Identity:
   • The app sends an OTP to your registered mobile number. Enter the OTP to verify.
   • Alternatively, use your debit card details (card number, PIN) for verification, if prompted.
5. Set MPIN:
   • Create a 4-digit MPIN for secure login. Confirm the MPIN.
   • Optionally, enable biometric login (fingerprint/face recognition) if your device supports it.
6. Complete Registration:
   • Agree to terms and conditions.
   • The app activates mobile banking, granting access to features like fund transfers, bill payments, and investments.
7. Login:
   • Use your MPIN or biometric authentication to log in and start banking.

Process to Login Federal Bank Mobile Banking App

Use the steps below to login to Federal Bank mobile banking app

Download the App

• Go to the Google Play Store or Apple App Store
  
• Search for “FedMobile – Federal Bank”
  
• Download and install the app

Open the App

• Tap “Get Started” or “Register Now”

Verify Mobile Number

• The app will auto-read the SIMs to check the registered mobile number
  
• Allow SMS permission when prompted

Authenticate with OTP

• You’ll receive an OTP (One-Time Password) on your registered mobile number
  
• Enter the OTP to verify

Set MPIN (Login PIN)

• Create a 4-digit MPIN (Mobile PIN) to use for future logins
  
• You may also enable biometric login (fingerprint/Face ID) if your phone supports it

Complete Debit Card Validation

• Enter your Federal Bank debit card number, expiry date, and ATM PIN
  
• This step is essential to activate all features.

Federal Bank Whatsapp Mobile Banking

To use Federal Bank whatsapp banking -

1. Save Federal Bank’s WhatsApp Number:
   +91 8108030845
   
2. Start a Chat:
   Open WhatsApp → Start a new chat with the saved number → Type "Hi"
   
3. Authenticate :
   
   • The system will identify your registered mobile number
     
   • If not registered, it will prompt you accordingly
     
4. Use Menu Options:
   You’ll see a list of services in a menu. Just reply with a number or keyword (like "1" for Balance, "2" for Mini Statement, etc.)

Benefits of Federal Bank Mobile Banking

• Below are some of the benefits of using Federal Bank mobile banking.
• You can track and manage expenses efficiently through the app.
• Interbank and intrabank fund transfers, as well as various payment methods like IMPS, NEFT, and RTGS.
• Manage and add beneficiaries for easy transfers.
• Set up and manage scheduled payments for recurring bills or transfers.
• Link other bank accounts using UPI for instant and seamless payments.
• Pay utility bills and recharge mobile and DTH accounts instantly.

How to Reset the Password of Federal Bank Mobile Banking?

To reset password using FedMobile App -

1. Tap on “Forgot MPIN?” or “Reset MPIN” on the login screen
2. Enter your registered mobile number
3. An OTP (One-Time Password) will be sent to your number
4. Enter the OTP to verify your identity
5. Enter your Federal Bank debit card details (card number, expiry date, ATM PIN)
6. Set a new 4-digit MPIN
7. Confirm the MPIN → Done
8. Federal Bank Mobile Banking Transaction Limit

Federal Bank Mobile Banking Transaction Limit

Below are the transaction limits for Federal Bank mobile banking -