Indian Overseas Bank Debit Card PIN Generation

Last Updated : April 15, 2025, 6:48 p.m.

Indian Overseas Bank offers simple and secure ways to generate or reset your debit card PIN. Whether you're activating a new card or changing the PIN on an existing one, you can do so conveniently through an IOB ATM, mobile banking, or internet banking. The process is quick and user-friendly, much like the Indian Bank Debit Card PIN Generation system, and ensures that your card is ready for safe transactions without the need to visit a branch. The process is quick and user-friendly, much like the Indian Overseas Bank Savings Account services, and ensures your card is ready for safe transactions without the need to visit a branch.

Ways to Generate Your Indian Overseas Bank Debit Card PIN

• Generate PIN via IOB ATM (Green PIN Method)

• Generate PIN via IOB Mobile Banking (IndOASIS App)

• Generate PIN via IOB Internet Banking

Generate Debit Card PIN via IOB ATM (Green PIN Method)

Step 1: OTP Generation

1. Insert your IOB debit card into any IOB ATM.
2. Select your preferred language.
3. Choose the “Generate/Set PIN” option.
4. Select “Generate OTP”.
5. Enter and confirm your account number.
6. Confirm the displayed details.
7. An OTP will be sent to your registered mobile number.​

Step 2: Set Your PIN

1. Re-insert your debit card into the ATM.
2. Select “Generate/Set PIN”.
3. Choose “Set PIN”.
4. Enter your registered mobile number.
5. Enter the OTP received on your mobile.
6. Set and confirm your new 4-digit PIN.
7. A confirmation message will be displayed, and a receipt will be generated indicating successful PIN change.

Generate Debit Card PIN via IOB Mobile Banking (IndOASIS App)

1. Log in to the IndOASIS mobile banking app.
2. Navigate to “Card Services”.
3. Select your account and card number.
4. Choose “Set Debit Card PIN”.
5. Enter your card's expiry date and submit.
6. Enter the OTP sent to your registered mobile number.
7. Set and confirm your new 4-digit PIN.

Generate Card PIN via IOB Internet Banking

1. Log in to IOB Internet Banking.
2. Navigate to “Card Services”.
3. Select “Set Debit Card PIN”.
4. Enter your card details and expiry date.
5. Enter the OTP you received on your mobile number.
6. Set and confirm your new 4-digit PIN.​

Conclusion

Indian Overseas Bank provides a secure and convenient way to generate or reset your debit card PIN through multiple channels, including ATMs, mobile banking, and internet banking. The OTP-based verification process ensures a smooth and safe experience. By using Green PIN, IOB Internet Banking, and IOB Mobile Banking, customers can activate their cards quickly and easily without the need for a branch visit. These convenient options ensure that your IOB debit card is activated securely and is ready for seamless, worry-free transactions.