Utkarsh Small Finance Bank Debit Card PIN Generation

Last Updated : April 25, 2025, 5:50 p.m.

Utkarsh Small Finance Bank provides a fast and secure way to create or reset your Debit Card PIN. Whether you need to activate a new card or modify your existing PIN, the bank ensures that your banking experience is hassle-free and protected. With options to generate your PIN via ATMs or mobile banking, you can manage your card security easily and efficiently. If you're looking to open an account, consider exploring with Utkarsh Small Finance Bank Savings Account for added convenience and benefits.

Start enjoying secure transactions with your Utkarsh Debit Card today!

Ways of Generating Utkarsh Small Finance Bank Debit Card PIN

1. Steps to Generate or Change Your Debit Card PIN via Internet Banking:
2. How to Create or Update Your Debit Card PIN Using the Utkarsh Mobile Banking App
3. How to Set or Update Your Debit Card PIN Through an ATM
4. Steps to Create a Green PIN for your Utkarsh Bank Debit Card using a Micro ATM.

Steps to Generate or Change Your Debit Card PIN via Internet Banking

• Step 1: Visit the Utkarsh Small Finance Bank official page.
• Step 2: Click on the Login tab and select Personal Banking.
• Step 3: Click on Continue to Login.
• Step 4: Enter your username and password, check the box, then click on CONTINUE.
• Step 5: Select the security image and click on SIGN IN.
• Step 6: Enter the OTP sent to your registered mobile number or email address, then click on SUBMIT.
• Step 7: Click on the three horizontal lines on the left-hand side of the screen.
• Step 8: Select Cards and then choose Debit Cards.
• Step 9: Select the option to Set or Modify your Debit Card PIN.
• Step 10: Select your Debit Card Number, provide the Expiry Date in MM/YY format, create a New PIN, re-enter it for confirmation, and then click on Generate OTP.
• Step 11: Enter the OTP sent to your registered mobile number or email address, then click on SUBMIT.
• Step 12: A confirmation message will appear indicating the successful completion of the process, along with a reference number and Date & Time.
• Step 13: Click on DONE and then GO BACK.
• Step 14: Your Debit Card is now active and ready to use.

Steps to Generate or Change Your Debit Card PIN via Utkarsh Mobile Banking App

• Step 1: Launch the Utkarsh Mobile Banking App on your smartphone or tablet.
• Step 2: Input your User ID and Password or MPIN, then tap on Continue to proceed.
• Step 3: Tap on the More option located at the bottom-right corner of the screen.
• Step 4: Tap on the Cards option and choose Debit Cards from the menu.
• Step 5: Click on the menu icon (three horizontal lines) located at the top-right corner of the screen.
• Step 6: Select Set / Change Debit Card PIN.
• Step 7: Choose your Debit Card Number from the drop-down menu, enter the Card Expiry Date in MM/YY format, set your New PIN, and confirm the New PIN. Then, click on Generate OTP.
• Step 8: Enter the OTP sent to your registered mobile number or email ID and click on Submit.
• Step 9: Click on SUBMIT to confirm your PIN change request.
• Step 10: A confirmation message will appear stating, "It’s done! Your request to change the Card PIN has been completed, along with a reference number and the Date & Time.
• Step 11: Tap on DONE and then GO BACK.
• Step 12: Your Debit Card is now activated and ready to be used.

How to Set or Update Your Utkarsh Small Finance Bank Debit Card PIN Through an ATM?

• Step 1: Insert your Debit Card in the ATM.
• Step 2: Select your preferred Language on the ATM screen.
• Step 3: Choose Set New PIN from the available options.
• Step 4: Enter your Date of Birth (DOB) in YYYYMMDD format and click on Correct.
• Step 5: Select Generate OTP. An OTP will be sent to your Registered Mobile Number.
• Step 6: Enter the OTP received on your mobile and click on Validate OTP.
• Step 7: Enter your New PIN and click on Proceed.
• Step 8: Re-enter your New PIN for confirmation and click on Confirm.
• Step 9: A message will appear confirming, "Your ATM PIN has been generated successfully".
• Step 10: Your Debit Card is now active and ready for use.

How to Create a Green PIN for Your Utkarsh Bank Debit Card Using a Micro ATM?

• Step 1: Launch the Utkarsh Bank App and tap on the Bank Icon.
• Step 2: Tap on the Card Icon.
• Step 3: Place your Debit Card into the slot when the screen prompts "Insert card and wait..."
• Step 4: Select the Green PIN Icon.
• Step 5: Choose your Date of Birth from the calendar displayed on the screen and click OK.
• Step 6: Click on Generate OTP.
• Step 7: Enter the OTP sent to your registered mobile number and click on Validate OTP.
• Step 8: Type in your preferred 4-digit New PIN and select Confirm.
• Step 9: Re-enter your New PIN for confirmation and click Confirm.
• Step 10: A confirmation message will appear stating, "Your PIN has been generated successfully".
• Step 11: Your Debit Card is now active and ready to be used.

Additional Information:

• You can manage your Debit Cards through the Manage Debit Cards service, such as Switch On/Off, Modify Transaction Limits for ATM/POS/E-Com/Contactless transactions, both domestic and international.
  
• Once your Debit Card is activated, you will be eligible for Personal Accidental and Zero Liability coverage.

Conclusion

Managing your Utkarsh Small Finance Bank Debit Card PIN is hassle-free and secure, with options to generate or change your PIN through online banking, mobile banking, or ATMs. The process is straightforward, ensuring that your PIN is set up quickly and safely. With OTP verification and secure steps in place, Utkarsh Bank offers a smooth, user-friendly experience.

Once your card is activated, you're not just protected by a secure PIN, but you also gain benefits like zero liability coverage and personal accidental insurance, giving you added peace of mind.

With these simple and efficient steps, you’ll have full control over your debit card PIN, ensuring your banking experience remains both secure and seamless.