About Canara Bank Home Loan in Bengaluru
Canara bank provides many schemes in the home loan to make the dream of people living in the city of Bengaluru comes true to own a house of their own. The bank is one of the best in customer satisfaction, as it has experience of more than 100 years. The home loan offered by the bank is one of the best as it provides the best competitive rates. Also, the tenure of the loan is more which allow the borrower to repay the amount without any hassle.
Canara Bank Home Loan in Bengaluru at a glance
|Interest Rate||6.90% - 8.90%|
|Loan amount||For salaried Individuals - Up to 4 years gross salary. |
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
|Tenure||Up to 30 years|
|Processing fee||0.5% of the loan amount|
|Pre- payment charges||No prepayment charges for floating rate of interest|
Applied in case of takeover of the liabilities by any other banks or HFIs.
- The age of the applicant should be between 18 – 65 years.
- Salaried individuals with minimum 3 years experience.
- Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
- The borrower should not be above the age of 55 years at the time of availing the loan.
- The borrower above 55 years can avail the loan subject to certain stipulations.
- Loan Application with 2 passport size photos of applicant/ guarantor
- Sale Deed
- Agreement for Sale
- Copy of the approved plan for the proposed construction/extension/addition
- Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
- Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
- Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
- Salary Certificate and Form No.16 (in case of salaried persons)
- IT Returns filed for the past two years (in case of non-salaried persons)
- A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
- Balance Sheet and P&L Account for the past three years (in case of self-employed)
To get more detailed information, visit Home Loan Bengaluru.
Address of Canara Bank Branches in Bengaluru
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Bs&Ca Section, Ho, Bangalore||Canara Bank, 112, J C Road, Head Office, Bangalore - 560001||CNRB0000401||560015997||080-22238867|
|Bangalore Avenue Road||102, 103, 104 - 110, Pb No 6588, Avenue Road, , Bangalore 560002||CNRB0000402||560015005||080 - 2215925|
|Bangalore Basavanagudi||Pb No.493, 180/1, Gandhi Bazar, Basavanagudi, Bangalore 560004||CNRB0000403||560015032||080 - 26522933|
|Bangalore Cantonment||88, Mahatma Gandhi Road, , Cantonment, , Bangalore 560001||CNRB0000404||560015009||080 - 25589502|
|Bangalore Chamrajpet||No.6, 2nd Main 2nd Cross, , Chamrajpet, , Bangalore 560018||CNRB0000405||560015010||080 - 2527704|
|Bangalore Chickpet||126 To 129, Balepet/Chickpet, (NEXT To Udupi Krishna Bhavan), Bangalore||CNRB0000406||560015011||080 - 22871182|
|Bangalore Fraser Town||86/3, Coles Road, , Frazer Town, , Bangalore 560005||CNRB0000407||560015017||080 - 25363723|
|Bangalore Jayanagar Shop Comp||Pb No.1611, Jayanagar Shopping, Complex, Eastern Side, , Bangalore 560011||CNRB0000408||560015030||080 - 26630751|
|?bangalore Malleswaram||Pb No.307, 38 & 39, , Vth Cross Rd, Malleswaram, Bangalore 560003||CNRB0000409||560015072||080 - 23444636|
|Bangalore Narasimharaja Road||Pb No.6668, Jamia Complex, , Narasimharaja Road, , Bangalore 560002||CNRB0000410||560015041||080 - 26701637|
|Bangalore Rajaji Ngr Iii Block||628, 629, Iii Block, , Rajajinagar, , Bangalore 560010||CNRB0000411||560015047||080 - 23350732|
|Bangalore Majestic||World Trade Centre, , Fkcci Building, K G Road, , Bangalore 560009||CNRB0000412||560015071||080 - 22268446|
|Bangalore Town Hall||P B No.6867, 112, J.C. Road, Bangalore 560002||CNRB0000413||560015058||080 - 22238186|
|Bangalore Visweswarapuram||P B No.490, 550, Diagonal Rd, , Visweswarapuram, Bangalore 560004||CNRB0000413||560015058||080 - 26619038|
|Bangalore Hal 2nd Stage||No.22, I Floor, 80 Feet Road, , H A L Iii Stage, Bangalore 560038||CNRB0000415||560015019||080 - 25291328|