Table of Contents
About Canara Bank Home Loan in Chennai
The home loan is the product which helps the borrower to fulfill the dreams and have their own house. Canara bank provides the home loan at affordable rates and is one of the best service provider in terms of the customer satisfaction. There are many advantages like the flexible repayment tenure and so on. The home loan is the best way to tackle the financial obstruction which can stop you to own your dream house.
Canara Bank Home Loan in Chennai at a glance
|Interest Rate||6.90% - 8.90%|
|Loan amount||For salaried Individuals - Up to 4 years gross salary. |
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
|Tenure||Up to 30 years|
|Processing fee||0.5% of the loan amount|
|Pre- payment charges||No prepayment charges for floating rate of interest|
Applied in case of takeover of the liabilities by any other banks or HFIs.
- The age of the applicant should be between 18 – 65 years.
- Salaried individuals with minimum 3 years experience.
- Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
- The borrower should not be above the age of 55 years at the time of availing the loan.
- The borrower above 55 years can avail the loan subject to certain stipulations.
- Loan Application with 2 passport size photos of applicant/ guarantor
- Sale Deed
- Agreement for Sale
- Copy of the approved plan for the proposed construction/extension/addition
- Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
- Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
- Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
- Salary Certificate and Form No.16 (in case of salaried persons)
- IT Returns filed for the past two years (in case of non-salaried persons)
- A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
- Balance Sheet and P&L Account for the past three years (in case of self-employed)
To get more detailed information, visit Home Loan Chennai.
Address of Canara Bank Branches in Chennai
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Chennai Teynampet||No.563/1, Anna Salai(G Floor), , Teynampet, Chennai - 600018,||CNRB0000416||600015038||044 - 24312001|
|Foreign Department, Chennai||Spencer Towers - I, Gr.Floor, , P.B.No.3715, 770 - A, Anna Salai , , Chennai 600002||CNRB0000905||600015013||044-28497058|
|Chennai A N Street||P.B.No.2019, 131, A N Street, George Town, Chennai 600079 ,||CNRB0000906||600015007||044 - 25299205|
|Chennai Kellys Corner||P.B.No.3007, , 207 Purasawalkam High Road, Chennai 600007||CNRB0000907||600015020||044 - 26426004|
|Chennai General Patters Road||Pb 307, 110, General Patters Road, Chennai 600002||CNRB0000908||600015014||044 - 28531146|
|Chennai Guindy||75, Mount Road, Guindy, , Chennai 600032 ,||CNRB0000909||600015016||044 - 22349262|
|Chennai Pallavaram||25, I Floor, Old Trunk Road, Pallavaram, , Chennai 600043||CNRB0000910||600015029||044 - 22401908|
|Chennai Mount Road||787, Karim Mansion, Mount Road, Chennai 600002?||CNRB0000911||600015024||044 - 28520073|
|Perambur, Chennai||68, Madhavaram High Road, Perambur, Chennai 600011||CNRB0000912||600015031||044 - 2551 4981|
|Kotturpuram, Chennai||4/1, Gandhi Mandapam Main Road, Kotturpuram, , Chennai - 600085||CNRB0001550||600015021||044-24472232|
|Padmanabhanagar Adyar , Chennai||123, Lb Road, Adyar, Chennai 600020||CNRB0001609||600015049||044-2440571|
Annanagar (W) Extension
|Plot No.583, School Road, , Anna Nagar West Extension, , Chennai 600101||CNRB0001834||600015061||044 - 26151483|
|Nri Branch , Chennai||Spencer Towers - Ii, I Floor, 770 - A, Anna Salai Madras 600002||CNRB0001987||600015063||044-28497029|
|Velachery, Chennai||2, 100 Ft Road, Tansi Nagar, Chennai||CNRB0002504||600015067||044-24865232|