Canara Bank Home Loan in Ghaziabad

About Canara Bank Home Loan in Ghaziabad

The home loan is the loan products that gives the financial support to fulfill the dream to own the house. Canara bank has one of the best schemes that are available for the home loans. It is one of the banks that has competitive rates and is customer friendly. It makes the dream to own a house of your own come true. In the city of Ghaziabad, the infrastructure is developing very fast. To own a home here is a good option. To meet all the financial requirements Canara bank home loan is one of the best way to realize the dream of a home.

Canara Bank Home Loan in Ghaziabad at a glance

ParticularsDetails
Interest Rate8.75% - 8.95%
Loan amountFor salaried Individuals - Up to 4 years gross salary.
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesNo prepayment charges for floating rate of interest
Applied in case of takeover of the liabilities by any other banks or HFIs.

Eligibility Criteria

  • The age of the applicant should be between 18 – 65 years.
  • Salaried individuals with minimum 3 years experience.
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
  • The borrower should not be above the age of 55 years at the time of availing the loan.
  • The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

  • Loan Application with 2 passport size photos of applicant/ guarantor
  • Sale Deed
  • Agreement for Sale
  • Copy of the approved plan for the proposed construction/extension/addition
  • Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Salary Certificate and Form No.16 (in case of salaried persons)
  • IT Returns filed for the past two years (in case of non-salaried persons)
  • A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed)

To get more detailed information, visit Home Loan Ghaziabad.

Address of Canara Bank Branches in Ghaziabad

Branch NameAddressIFSC CodeMICR Contact Details
Navayug Market Main Ghaziabad39 - 39, Addl.Sihani, Gate Scheme I Floor, Maliwara Chowk Ghaziabad 201001CNRB00011491100151190120-2791973
Sahibabad Ind. AreaA - 30 Site, 4, , Sahibabad Indl. Area, , Ghaziabad Dist 201010CNRB00016831100150830120-2883193
Nehru Nagar, GhaziabadIii - N25, 26 Nehrunagar, , Dr.Ambedkar Road, , Ghaziabad 201001CNRB00021681100151180120-2714819
Rajnagar, GhaziabadC - 53a, Raj nagar, , Ghaziabad 201001,CNRB00025521100151200120-2717814
Ssi GhaziabadC 109, Bulandshahr Road, Industrial Area, Ghaziabad 201001CNRB00026471100151270120-2701918
Rajendra nagar, GhaziabadSahibabad, (DAV Public School), Ghaziabad., (U.P.) - 201005CNRB00028671100151640120-2630337
Govindapuram, GhaziabadPac 47th Battalion, , Govindpuram, , Ghaziabad, (U.P.) - 201001CNRB00028721100151650120-2764765
Vasundhara GhaziabadMaharaja Agrasain Public School Sector - 13 Vasundhara Ghaziabad - 201012CNRB00030101100151830120-2885501
Shahpur Nij MortaCanara Bank , Shahpur Nij Morta Po Shahpur Nij Morta Via Muradnagar Dist Ghaziabad 201206CNRB00037421100152049911169303
Indirapuram, GhaziabadCanara Bank, Pinnacle Tower B, Main Road, Indirapuram , Dist-Ghaziabad, Up - 201014CNRB00037681100152119873700816
VaishaliMahalaxmi Metro Tower, Plot No.C-1, C-2, Sector-4, Vaishali, District-Ghaziabad-201010 (U.P.)CNRB00037671100152129868102050
Rah GhaziabadMaliwara Chowk, Ghaziabad Distt. Ghaziabad Uttar Pradesh Pin - 201 001CNRB0005040NON-MICR[email protected]
Ghaziabad BhopuraCanara Bank Main Road Bhopura Ghaziabad Dist Ghaziabad Bhopura Uttar Pradesh 20100CNRB00055501100153239899360344

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