About Canara Bank Home Loan in Gurugram
Canara Bank is one of the oldest commercial banks whose priority is to deliver the best of the products and services to its customers. The home loan is one of the loan product which helps the borrower to make his dream to own the dream home come true. The loan can be used to construct, buy, extend or renovate the property or flats.
Canara Bank Home Loan in Gurugram at a glance
|Interest Rate||6.90% - 8.90%|
|Loan amount||For salaried Individuals - Up to 4 years gross salary. |
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
|Tenure||Up to 30 years|
|Processing fee||0.5% of the loan amount|
|Pre- payment charges||No prepayment charges for floating rate of interest|
Applied in case of takeover of the liabilities by any other banks or HFIs.
- The age of the applicant should be between 18 – 65 years.
- Salaried individuals with minimum 3 years experience.
- Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
- The borrower should not be above the age of 55 years at the time of availing the loan.
- The borrower above 55 years can avail the loan subject to certain stipulations.
- Loan Application with 2 passport size photos of applicant/ guarantor
- Sale Deed
- Agreement for Sale
- Copy of the approved plan for the proposed construction/extension/addition
- Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
- Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
- Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
- Salary Certificate and Form No.16 (in case of salaried persons)
- IT Returns filed for the past two years (in case of non-salaried persons)
- A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
- Balance Sheet and P&L Account for the past three years (in case of self-employed)
For more information, Click Home Loan Gurugram.
Address of Canara Bank Branches in Gurugram
|Branch Name||Address||IFSC Code||MICR||Contact Details|
|Gurugram Old Railway Road Main||Ess Kay Tower, Old Railway Road, , Gurugram 122001,||CNRB0001723||110015107||95124 - 2327963|
|Alwar Road, Gurugram||Alwar Road, Gurugram 122001||CNRB0002040||110015109||0124-2220390|
|Sector 10a, Gurugram||Sco 34 & 35, , Sector 10a, , Gurugram, (Haryana) - 122002||CNRB0002783||110015152||0124-2212441|
|DLF City, Gurugram||S G 27/28, Ground Floor, D L F Galleria, Phase IV, D L F City, Gurugram (Haryana)||CNRB0002784||110015151||0124-2572932|
|Palam Vihar, Gurugram||SGF 4 And 5, Palam Triangle Mall, Palam Vihar Gurugram (Haryana) Haryana 122017||CNRB0002996||110015181||0124-2460020|
|Nathupur||Canara Bank, Near Neelkanth Hospital Vpo Nathupur, Distt Gurugram Pin 122 102 (Haryana)||CNRB0003897||110015209||0124-2350490|
|Pundrak||Canara Bank, Near Neelkanth Hospital Vpo Nathupur, Distt Gurugram Pin 122 102 (Haryana)||CNRB0003919||132015113||0184-2290077|
|Gurugram Basai||City Bus Stand Basai Gurugram Haryana-122001||CNRB0005055||110015232||CB5055@CANARABANK.COM|
|Gurugram Rajender Park||K.K Plaza Bajghera Road Gurugram Haryana-122001||CNRB0005056||110015233||CB5056@CANARABANK.COM|
|Gurugram Sector 51||Canara Bank, Gf, Nirvana Country, South City II, Phase II, Gurugram, Haryana 122003||CNRB0005662||110015245||8527499108|
|Gurugram Circle Office||Plot No 303, Udyog Vihar, Phase 2, Gurugram 122015||CNRB0007932||122015999||8572801733|
|Sme Sulabh Gurugram||Canara Bank Plot No 303 Udyog Vihar Phase 2 Gurugram, Haryana 122015||CNRB0005478||NON-MICR||2657507|
|Gurugram Sector 5||Canara Bank, 1002, Sector 5 Railway Road, Gurugram 121001||CNRB0005907||110015304||8527499108|