Canara Bank Home Loan Gurugram - IFSC, Rates March 2024, EMI, Eligibility

Canara Bank Home Loan in Gurugram

About Canara Bank Home Loan in Gurugram

Canara Bank is one of the oldest commercial banks whose priority is to deliver the best of the products and services to its customers. The home loan is one of the loan product which helps the borrower to make his dream to own the dream home come true. The loan can be used to construct, buy, extend or renovate the property or flats.

Canara Bank Home Loan in Gurugram at a glance

Interest Rate8.85% - 11.25%
Loan amountFor salaried Individuals - Up to 4 years gross salary.
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesNo prepayment charges for floating rate of interest
Applied in case of takeover of the liabilities by any other banks or HFIs.

Eligibility Criteria

  • The age of the applicant should be between 18 – 65 years.
  • Salaried individuals with minimum 3 years experience.
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
  • The borrower should not be above the age of 55 years at the time of availing the loan.
  • The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

  • Loan Application with 2 passport size photos of applicant/ guarantor
  • Sale Deed
  • Agreement for Sale
  • Copy of the approved plan for the proposed construction/extension/addition
  • Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Salary Certificate and Form No.16 (in case of salaried persons)
  • IT Returns filed for the past two years (in case of non-salaried persons)
  • A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed)

For more information, Click Home Loan Gurugram.

Address of Canara Bank Branches in Gurugram

Branch NameAddressIFSC CodeMICR Contact Details
Gurugram Old Railway Road MainEss Kay Tower, Old Railway Road, , Gurugram 122001,CNRB000172311001510795124 - 2327963
Alwar Road, GurugramAlwar Road, Gurugram 122001CNRB00020401100151090124-2220390
Sector 10a, GurugramSco 34 & 35, , Sector 10a, , Gurugram, (Haryana) - 122002CNRB00027831100151520124-2212441
DLF City, GurugramS G 27/28, Ground Floor, D L F Galleria, Phase IV, D L F City, Gurugram (Haryana)CNRB00027841100151510124-2572932
Palam Vihar, GurugramSGF 4 And 5, Palam Triangle Mall, Palam Vihar Gurugram (Haryana) Haryana 122017CNRB00029961100151810124-2460020
NathupurCanara Bank, Near Neelkanth Hospital Vpo Nathupur, Distt Gurugram Pin 122 102 (Haryana)CNRB00038971100152090124-2350490
PundrakCanara Bank, Near Neelkanth Hospital Vpo Nathupur, Distt Gurugram Pin 122 102 (Haryana)CNRB00039191320151130184-2290077
Gurugram BasaiCity Bus Stand Basai Gurugram Haryana-122001CNRB0005055110015232[email protected]
Gurugram Rajender ParkK.K Plaza Bajghera Road Gurugram Haryana-122001CNRB0005056110015233[email protected]
Gurugram Sector 51Canara Bank, Gf, Nirvana Country, South City II, Phase II, Gurugram, Haryana 122003CNRB00056621100152458527499108
Gurugram Circle OfficePlot No 303, Udyog Vihar, Phase 2, Gurugram 122015CNRB00079321220159998572801733
Sme Sulabh GurugramCanara Bank Plot No 303 Udyog Vihar Phase 2 Gurugram, Haryana 122015CNRB0005478NON-MICR2657507
Gurugram Sector 5Canara Bank, 1002, Sector 5 Railway Road, Gurugram 121001CNRB00059071100153048527499108

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%