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About Canara Bank Home Loan in Kochi
Canara bank has been set up pre- independence in the year 1906. The aim of the bank is to offer its customer the best products and services. It provides one of the best home loan products which has the competitive rates. The other important thing is that it has spread its network in every part of India. There are many branches in the city of Kochi. It is one of the best options to avail the home loan and gratify the search for the dream home.
Canara Bank Home Loan in Kochi at a glance
|Interest Rate||8.75% - 8.95%|
|Loan amount||For salaried Individuals - Up to 4 years gross salary. |
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
|Tenure||Up to 30 years|
|Processing fee||0.5% of the loan amount|
|Pre- payment charges||No prepayment charges for floating rate of interest|
Applied in case of takeover of the liabilities by any other banks or HFIs.
- The age of the applicant should be between 18 – 65 years.
- Salaried individuals with minimum 3 years experience.
- Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
- The borrower should not be above the age of 55 years at the time of availing the loan.
- The borrower above 55 years can avail the loan subject to certain stipulations.
- Loan Application with 2 passport size photos of applicant/ guarantor
- Sale Deed
- Agreement for Sale
- Copy of the approved plan for the proposed construction/extension/addition
- Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
- Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
- Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
- Salary Certificate and Form No.16 (in case of salaried persons)
- IT Returns filed for the past two years (in case of non-salaried persons)
- A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
- Balance Sheet and P&L Account for the past three years (in case of self-employed)
To get more detailed information, visit Home Loan Kochi.
Address of Canara Bank Branches in Kochi
|Branch Name||Complete Address||IFSC Code||MICR Code||Customer Care|
|Cochin Fort||Post Bag No.41, 1/1907, Amaravathy Road Kunnumpuram Jn.Cochin 682001||CNRB0000706||682015102||0484-2215467|
|Mattancherry, Cochin||Cochin Mattancherry, Post Box No. 125, Bazar Road, Mattancherry, Cochin 682002||CNRB0000707||682015101||0484-2226321|
|Foreign Department, Cochin||39/3469, I Floor, M.G.Road, Ernakulam, Cochin- 682016||CNRB0000727||682015009||0484-2360043|
|Thoppumpady, Cochin||Post Bag No.803, Swarajya Building, Thoppumpady, Cochin 682005||CNRB0000731||682015103||0484-2220916|
|Broadway Main, Cochin||Ernakulam Broadway Main, Shenoy Chamber No 40/2363, L & 40/2363 Mshanmugam Road, Ernakulam, Cochin.682031||CNRB0000803||682015004||0484-2352338|
|Ernakulam Banerji Road||PB 1918, I Floor, Carmel Centre, Banerjee Road, North Ernakulam, Cochin 682018||CNRB0000805||682015003||0484- 2395645|
|Ernakulam South||PB No.1717, Xxxv/823/826, , Jain Bldgs, Nettipadam Road, Ernakulam South, Cochin 682016||CNRB0000806||682015013||0484-2391761|
|Panampillay Nagar, Ernakulam||I Floor, Anjparrambli Complex, 34/368 B, Panampillay Nagar, Near South Over Bridge Ernakulam 682016||CNRB0001372||682015006||0484-2316474|
|Agri Finance Branch, Cochin||Geetha Commercial Complex, Nagampadam, M C Road, Kottayam 686001||CNRB0002388||686015003||0484-2471495|
|Arm Branch, Ernakulam||I Floor, 39/3469, Near Deepa Theatre, M G Road, Ernakulam Dist, Kerala - 682016||CNRB0002875||682015024||0484-2356072|
|Willingdon Island, Cochin||Old DLB Building, Indira Gandhi Road, Cochin, Ernakulam, Kerala - 682003||CNRB0002937||682015020||0484-2667365|
|SME, Ernakulam||Canara Bank, SME Branch, 2nd Floor, Shenoy Chambers, Ernakulam - 682031 (Kerala)||CNRB0003539||682015029||9633706785|
|Edappally, Kochi||Canara Bank, 50/390 C - 1, Madhushila Chambers Palace Road Junction, N H , Edappally , Ernakulam - 682024, Kochi||CNRB0003566||682015031||0484-2534775|
|Vyttila, Ernakulam||Canara Bank, First Floor, Rosy Bazaar, SA Road, Vyttila, Ernakulam - 682019, Kerala||CNRB0003567||682015030||0484-2302443|
|Regional Office, Ernakulam||Pukalakkat Lakshmibai Tower T D Road North End Ernakulam Cochin 682035||CNRB0007963||-||2352213|