Canara Bank Home Loan New Delhi - Rates February 2024, IFSC, Eligibility, EMI

Canara Bank Home Loan in New Delhi

About Canara Bank Home Loan in New Delhi

The home loan is one of the important assistance at the time when you want to own the home that you have always dreamt about. There are several lenders that offer the home loan. One of the best among it is Canara bank. The home loan offered by them have competitive rates and can be used for the construction, buying, extension or renovation of the flat, land or property.

Canara Bank Home Loan in New Delhi at a glance

Interest Rate8.85% - 11.25%
Loan amountFor salaried Individuals - Up to 4 years gross salary.
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesNo prepayment charges for floating rate of interest
Applied in case of takeover of the liabilities by any other banks or HFIs.

Eligibility Criteria

  • The age of the applicant should be between 18 – 65 years.
  • Salaried individuals with minimum 3 years experience.
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
  • The borrower should not be above the age of 55 years at the time of availing the loan.
  • The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

  • Loan Application with 2 passport size photos of applicant/ guarantor
  • Sale Deed
  • Agreement for Sale
  • Copy of the approved plan for the proposed construction/extension/addition
  • Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Salary Certificate and Form No.16 (in case of salaried persons)
  • IT Returns filed for the past two years (in case of non-salaried persons)
  • A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed)

To get more detailed information, visit Home Loan New Delhi.

Address of Canara Bank Branches in New Delhi

Branch NameComplete AddressIFSCMICRCustomer Care
Delhi Connaught Circus F.19F 19, Connaught Circus, New Delhi - 110001CNRB0000143110015004011 - 23310856
Kamlanagar, Delhi3/F, Kamala Nagar, Delhi 110007CNRB0000156110015017011- 2384 2498
Delhi Diplomatic EnclaveDiplomatic Enclave, 5 Nyaya Marg, Youth Hostel Bld Chanakyapuri, New Delhi 110021CNRB0000157110015007011 - 26882267
Delhi Deendayal Upadhyay MargCommunity Centre, 2 Mayapuri, Phase II, New Delhi.CNRB0000158110015005011 - 23214531
Foreign Department, DelhiSarojini House [AIWC], 6 Bhagwandas Road, New Delhi 110001CNRB0000179110015008011-23382400
Delhi Fountain1487 - 1497, New Moti Cinema, Chandni Chowk Fountain, New Delhi 110006CNRB0000180110015009011 -22967223
Delhi South ExtensionG.25, South Extension Part I, New Delhi 110049CNRB0000267110015031011 - 2465 6169
Delhi East Of KailashSuraj Prabhat Branch No.1 & 2, Comunity Centre, East Of Kailash, New Delhi 110065CNRB0000268110015032011 - 23363840
Sadar Bazar, DelhiSadar Bazar, Narain Market, Delhi 110006 CNRB0000271110015029011-2352 2568
Quazi Hauz, Delhi5007, Jaisav Place, Bazar Sirkiwalan, Quazi Hauz, New Delhi 110006CNRB0000272110015026011 - 2321 5459
Delhi JanpathPost Box No.495, 74, Janpath, New Delhi 110001CNRB0000307110015014011 - 23323583
Delhi Chandni ChowkPost Bag No. 212, Kaisons House, Chandni Chowk , Fathehpuri, Delhi - 110069CNRB0000313110015003011 - 23935912
Delhi Lajpath NagarA - 9 DDA Shopping Complex, Defence Colony, New Delhi 110024CNRB0000341110015020011 - 24647850
Delhi S D AreaC - 16, Community Centre, Opp. Iii Main, S.D.Area, Delhi - 110016CNRB0000346110015013011 - 26960254
Delhi R K PuramSector 12 R.K.Puram, Rao Tula Ram Marg, New Delhi 110022CNRB0000347110015028011 - 24122205
Delhi Okhla Industrial Estate269&270, Fruit & Vegetable Mkt, Dda Okhla Indl.Estate, Delhi - 110020CNRB0000348110015024011 - 26842309
Delhi Maharani Bagh4 Siddarth Enclave, Commercial, Complex, Maharanibagh, New Delhi 110014CNRB0000349110015021011 - 26912270
Delhi Green Park ExtensionNo.9, Community Centre, Gulmohar Enclave, New Delhi 110016CNRB0000350110015011011 - 26965426
Delhi Karol BaghP B No.2608, 10201, 202, Padam Singh Road, Karolbagh, New Delhi 110005CNRB0000367110015018011 - 225720487
Delhi Wazirpur18, Community Centre, Central Market, Ashoka Vihar, Wazirpur, Delhi 110052CNRB0000387110015035011 - 27246318
Daryaganj, Delhi34, Netaji Subhash Marg, Daryaganj, New Delhi 110002 CNRB0000388110015006011-23273015
Kashmere Gate DelhiP B No 1689, Bhatnagar Bldg, I Floor 2772, Lothian Road, Kashmiri Gate, N Delhi 110006CNRB0000389110015019011-23920193
Delhi Nehru PlaceDDA Building, Nehru Place, New Delhi 110019CNRB0000390110015016011 - 26439215
Tagore Garden, DelhiPost Box No.6514, No.B - 7, 8, 9, Shopping Centre, Tagore Garden New Delhi 110027CNRB0000391110015033011-25433533

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%