Central Bank of India Home Loan in Ghaziabad

About Central Bank of India Home Loan in Ghaziabad

To have a ‘home sweet home’ is a wish of each individual but due to unavailability of the adequate sum, this wish remains a wish. To turn this desire to reality Central Bank of India extends the home loan. It provides fund as per the need of the individual and helps them get their dream home. It issues a loan for the flexible period of 30 years. The customer can select the repayment tenure as per his comfort and repay the loan amount in equated installments. The eligible candidates get a loan an attractive rate of interest. The home loan eligibility criteria and other relevant information are provided in the article below:

Central Bank of India Home Loan in Ghaziabad at a Glance

ParticularsDetails
Interest Rate 8.45% - 9.45%
Loan amountAs per individual’s capacity
TenureUp to 30 years
Processing fee0.50% of the loan amount subject to maximum
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

  • The home loan can be availed by the following entities:
    – Individuals
    – Group Of Individuals
    – Salaried Employees
    – Self-employed Person
    – Professional
    – Any Other Person Having a Legal, Identified and Regular Source of Income
  • The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Sale Deed & Agreement of Sale
  • Bank Property Valuation Report/Full Cost Estimate
  • Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Identity Proof – PAN Card/Passport/Voter ID/ Driving License
    Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
  • Income Proof – Salary Slip/ ITR, Latest Bank Statements
  • Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For further details, check Home Loan Ghaziabad

Address of Central Bank of India Branches in Ghaziabad

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Ghaziabad is mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Ghaziabad
Wright Ganj, GhaziabadCBIN02802571100160900120-2852084
Sehani

P.O. Meerut RoadCBIN02802621100160900120-2871909
Navyug Market, Ghaziabad

11, Navyug Market, GhaziabadCBIN02821801100160900120-2791033, 0120-2797496
Bulandshahr Rd Indl Est, Ghaziabad

Site No. 1, Loha Mandi, Bulandshahar Road Ind. Estate, GhaziabadCBIN02823381100160900120-2866614
Smt. Sushila Devi Chhabildas Public School

Smt. Sushila Devi Chhabildas Public School, Patel Nagar, Ghaziabad. U.P.CBIN0010257 NON-MICR0120-2732273
Bloom International Academy Ghaziabad
Bloom International Academy, Near Hindon Bridge, GhaziabadCBIN0020257 NON-MICR
0120-2630822
Kailashwati Inter College, Arthala ( Ghaziabad )
Kailashwati Inter College, Near Mohan Nagar, Arthala ( Ghaziabad )CBIN0030257 NON-MICR
0120-2942524
MMH College, Ghaziabad

MMH College, Model Town, Ghaziabad, Dist - Ghaziabad, U.P. - 201001CBIN02831903190160900120-2862453
Indirapuram Ghaziabad
A - 8 , Ahinsa Khand - II, Indirapuram , Dist - Ghaziabad, Uttar Pradesh - 201010CBIN0283749 NON-MICR
1800 200 1911
Arthala


Kailashwati Inter College, Near Mohan Nagar, Arthala ( Ghaziabad )CBIN0284024 NON-MICR
0120-2942524
Smt. Sushila Devi Chhabildas Public School

Smt. Sushila Devi Chhabildas Public School, Patel Nagar, Ghaziabad. U.P.CBIN0284025 NON-MICR
1800 200 1911
Raj Nagar Ext.

Shop No. G-12, MGI Polestar, Khasra No. 966 & 967, Near Mgi Chowk, City- Raj Nagar Ext, Dist-ghaziabad, Uttar Pradesh-201017CBIN0284959NON-MICR022-22612008
Vasundhra
Plot No.15, C-9, Sector - 15, Vasundhra, Dist.gaziabad - 201012CBIN0284972 NON-MICR22612008
Sahibabad

Bloom International Academy, Near Hindon Bridge, GhaziabadCBIN0284023 NON-MICR0120-2630822

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