Central Bank of India Ahmedabad
Last Updated : Feb. 28, 2020, 4:02 p.m.
About Central Bank of India
Central Bank of India offers a plethora of financial products. It provides the customers with a variety of banking products. Right from mortgage loans, private banking, finance & insurance, investment banking, private equity, consumer banking, corporate banking, wealth management and credit cards , the bank has a compact suite for all financial problems. It assists the people in need of funds by providing loans and advances. The loan products granted by the bank include home loan , personal loan, loan against property, education loan, gold loan, business loan and vehicle loan. Understanding the importance of saving, the bank even proffers various investment plans. The bank has initiated a number of fixed deposit schemes for the people of different age group. Each scheme is uniquely designed to provide the maximum benefits to the customers. It rolls out customer friendly services and products to ease the difficulties of the people. For the convenience of people, the bank has created a strong customer base in the country. It has spread a wide network of operational branches across the nation including Ahmedabad, the city of economic and industrial importance. The address and contact details of bank branches in Ahmedabad is given below.
Address of Central Bank of India Branches in Ahmedabad
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Ahmedabad is mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Ambavadi, Ahmedabad | Ambawadi Ahmedabad | CBIN0280540 | 380016003 | 079-26444734, 079-26403195 |
Ashram Road, Ahmedabad | Near Jain Temple, Usmanpura. Char Rasta, Ahmedabad | CBIN0280541 | 380016004 | 079-27541475, 079-27549837 |
Shahpur Rd., Ahmedabad | Opp. Halimni Khadki, Shahpur Road, Ahmedabad | CBIN0280542 | 380016028 | 079-25622278 |
Paldi, Ahmedabad | Mahalaxmi Society Corner, Paladi, Ellis Bridge, Ahmedabad | CBIN0280543 | 380016023 | 079-26602535 /26610240 |
Kankaria, Ahmedabad | 1 A, Devang Society, Bhairavnath Road, Maninagar, Ahmedabad | CBIN0280545 | 380016015 | 079-25451571 |
Laldarwaja | Post Box No. - 100, Lal Darwaja, Ahmedabad - 380001 | CBIN0280546 | 380016002 | 079-25503586 / 5516/ 3340/ 25511119 |
Gandhi Road | Gandhi Road, Ahmedabad | CBIN0280547 | 380016008 | 079-25357095, 079-25351909 |
Navawadaj, Ahmedabad | Gujarat Housing Board Bldg., Near Vijay Nagar Flats, Block No. J 8/44, Patarakar Colony, Ahmedabad | CBIN0280548 | 380016022 | 079-27470306, 27494431 |
Khokhra Mehmedabad, Ahmedabad | Near New Anaj Bazar, Khokhra Mehmedabad, Ahmedabad | CBIN0280549 | 380016016 | 079-22160155 |
Maskati Market, Ahmedabad | P.B. NO. 1026, P.O. Railwaypura, Ahmedabad | CBIN0280550 | 380016019 | 079-22149665 |
Raipur Chakla, Ahmedabad | Raipur Chakala, Sonini Wadi, Ahmedabad | CBIN0280551 | 380016024 | 079-22144160, 079-22140640 |
Relief Rd. Ahmedabad | P.B. NO. 153, Oriental Building, Ahmedabad | CBIN0280552 | 380016026 | 079-25380227, 079-25393170 |
Mithakhali, Ahmedabad | OPP. P.W.D. Quarters, Sardar Patel Nagar Road, Ellis Bridge, Ahmedabad | CBIN0280553 | 380016020 | 079-26466309, 079-26461673 |
ST.Xaviers School Road, Ahmedabad | 6, Darpan Society, St. Xaviers School Road, Naranpur Road, Ahmedabad | CBIN0280554 | 380016030 | 079-27910407 / 092 |
Sahijpur Bogha, Ahmedabad | Naroda Road, Near Post & Telegraph Office, Ahmedabad | CBIN0280555 | 380016027 | 079-22821341, 079-22805079 |
Maninagar, Ahmedabad | Ladolwala Mansion, Near Old Railway Station, Ahmedabad | CBIN0281235 | 380016018 | 079 22774404 |
H.L.Commerce College Area, Ahmedabad | Near Vardhman Nagar, Opp. Drive In Cinema Road, Ahmedabad | CBIN0281389 | 380016013 | 079-26405039, 079-26403732 |
Naranpura, Ahmedabad | Sardar Patel Colony Corner, Beside Meghalaya Avenue Apartment, Opp. Dr. Amins Dispensary, Ahmedabad | CBIN0281404 | 380016021 | 079-26443576, 079-26462854 |
Bhudarpura, Ahmedabad | Opposite Rohini Society, Dr. Sarvapali Radhakrishna Marg, Ambawadi, Ahmedabad | CBIN0281445 | 380016005 | 079-26601551, 079-26603051 |
Vasna, Ahmedabad | Lilanchal, Near Khojas Bhattha, Sarkhej Road, Anandnagar, Ahmedabad | CBIN0281463 | 380016032 | 079-26600724 |
Gulbai Tekra, Ahmedabad | Sears Towers, 11, Patel Society, Gulbai Tekra Road, Ahmedabad | CBIN0281629 | 380016011 | 079-26446451, 079-26469399, |
Surendra Mangaldas Road, Ahmedabad | 4, Satellite Co - Op. Society, Surendra Mangaldas Road, Ahmedabad | CBIN0281661 | 380016029 | 079-26743737 / 0863 |
Chamanpura, Ahmedabad | Gujarat Cancer Society Bldg., New Civil Hospital, Chamanpura, Ahmedabad | CBIN0282047 | 380016006 | 079-22681074, 079-22684746 |
Gujarat Law Society Area, Ahmedabad | Gujarat Law Society Campus, Near Law Garden, Elisbridge, Ahmedabad | CBIN0282261 | 380016012 | 079-26421030, 079-26430536 |
Drive In Cinema Road | Sunrise Shopping Centre, Opp. Drive - In - Cinema, Ahmedabad | CBIN0282268 | 380016007 | 079-27486725, 079-27481753 |
Vejalpur Road, Ahmedabad | Mahesh Kunj, 10/c, Chandrasekhar Society, Opp. Times Of India Bldg. Complex, Vejalpur Road, P.O. JIV | CBIN0282722 | 380016036 | 079-26828630 |
Sola Road, Ahmedabad | Khodiyar Krupa, A/1, C.p. Colony No. 1, Bhuyandevchar Rasta, Behind Jain Derasar, Sola Road, Ahmedabad | CBIN0282784 | 380016035 | 079-27480097, 079-27499075 |
Ahmedabad Stock Exchange Branch | Kamdhenu Complex, Near Panjara Pole, Ambawadi, Ahmedabad 380015 | CBIN0283183 | 380016037 | 079-26301727, 079-26308286 |
Harijan Ashram, Ahmedabad | Shri Adhyapan Mandir Chhatralaya, Opp. Gandhi Ashram, Sabarmati, Ahmedabad - 380013, Gujarat | CBIN0284062 | NON-MICR | 079-27556848 |
Satellite, Ahmedabad | A - Upper Level, Kalatirth Complex, Nr Prernatirth Jain Temple, Satellite , Ahmedabad, Dist - Ahmedabad, Gujarat | CBIN0283744 | NON-MICR | 079-26929681 |
Gheekanta Rd.ahmedabad | Near Gheekanta Post Office, Panchbats Pole, Gheekanta Road, Ahmedabad, Pincode: 380001 | CBIN0280544 | 380016010 | 079-22172722 |
Jamalpur Astodia, Ahmedabad | Jamalpur Astodia Road, Astodia Chakla, Ahmedabad, Pincode: 380001 | CBIN0281160 | 380016014 | 079-25350091, 079-25393324 |
Rakhial Rd. Ahmedabad | Motilal Estate, Nagarwal Hanuman Road, Rakhial, Ahmedabad, Pincode: 380023 | CBIN0281192 | 380016025 | 079-22749521, 079-22770320 |
Tilak Road, Ahmedabad | Jeevan Prakash Building, Tilak Road, Dist - Ahmedabad, Gujarat - 380001 | CBIN0281258 | 380016031 | 079-25508969 |
Gomtipur, Ahmedabad | Chhinkniwala Chambers, Opp. Rajapur Police Chowkey, Outside Of Gomtipur Darwaja, Gomtipur, Dist - Ahmedabad, Gujarat - 380021 | CBIN0282103 | 380016009 | 079-22161665 |
Lati Bazar, Ahmedabad | Alka Shopping Centre, Nr. Shahalam Tol Naka, Gita Mandir Road, Ahmedabad, Dist - Ahmedabad , Gujarat - 380022 | CBIN0282382 | 380016033 | 079-25399191 |
Cash Management Service, Ahmedabad | First Floor, Central Bank Bldg., Lal Darwaja , Ahmedabad, Dist - Ahmedabad , Gujarat - 380001 | CBIN0283268 | NON-MICR | 079-25500863 |
Ahmedabad Zonal Office | Central Bank Building, P.o.no:205, Lal Darwaja Dist - Ahmedabad Gujrat - 380001 | CBIN0281109 | NON-MICR | 079-25503586 |
Ahmedabad Regional Office | Central Bank Building, 6th Floor, P.b.no: 226, Lal Darwaja Dist - Ahmedabad, Gujarat - 380001 | CBIN0281169 | NON-MICR | 079-25501466/ 25503586 |
MID Corporate Finance Branch Ahmedabad | Ground Floor, Lal Darwaja, Ahmedabad - 380001 | CBIN0283874 | NON-MICR | 079-25511119 |
Retail Asset Branch-ahmedabad | 1st Floor, Central Bank Building, Laldarwaja, Ahmedabad-380001, Ahmedabad, Gujarat | CBIN0284588 | NON-MICR | 022-22612008 |
Products Offered by Central Bank of India in Ahmedabad
The Central Bank of India offers multiple loans and investment products that include home loan, personal loan , loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:
Basic Details of Central Bank of India Products
Product Name | Eligibility Criteria | Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
Home Loan | Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income Age – The minimum age of the applicant should be 18 years | As per individual's repayment capacity | 8.55% - 9.10% | 0.50% of the loan amount subject to maximum ₹ 20,000 | Maximum – 30 years |
Personal Loan | Permanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service or confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service | ₹ 1,00,000 – ₹ 5,00,00,000 | 12.30% | 0.50% of the loan amount subject to maximum ₹ 10,000 | 3 – 7 years |
Vehicle Loan | Eligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms Age – Minimum age of the applicant should 18 years and maximum 65 years Minimum Annual Income - For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000 | For New Car : ₹ 75,00,000 For Used Car: ₹ 10,00,000 For 2- wheeler: ₹ 10,00,000 | 7.25% - 7.70% | - | 4 - 7 years |
Loan Against Property | Minimum age of the applicant should be 21 years Maximum age of the applicant should be 70 years Minimum Gross Income of the applicant should be ₹ 2,00,000 | Minimum - ₹ 1,00,000 Maximum - ₹ 5,00,00,000 | 10% - 12% p.a. | 0.50% - 1% of the loan amount | Up to 10 years |
Business Loan | Depends on the scheme availed | Up to ₹ 1,00,00,000 | 8.75% - 9.50% p.a. | Depends on the loan amount | Up to 10 years |
Education Loan | The student should be an Indian National Should have scored as per the marking set by bank | Up to ₹ 20,00,000 | 8.50%- 10.50% p.a. | Nil - ₹ 1,000 | Up to 15 years |
Fixed Deposit | An individual either solely or jointly A minor jointly with a major A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000) Charitable and educational institutions HUF Blind Persons Illiterate persons Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates | - | 2.75% - 5.50% | - | 7 days - 10 years |
Documents Required
Product Name | Documents |
---|---|
Home Loan | Duly Filled Application Form with 2 Passport Size Photographs Sale Deed & Agreement of Sale Bank Property Valuation Report/Full Cost Estimate Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority Identity Proof - PAN Card/Passport/Voter ID/ Driving License Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill Income Proof - Salary Slip/ ITR, Latest Bank Statements Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member |
Personal Loan | Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed) |
Vehicle Loan | Age Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed) Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID Sign Verification Proof - Driving License/ Passport copy/ PAN Card |
Loan Against Property | Application form Financial Statements in case limit is over Rs.10.00 Lakh Copy of Sales Tax / VAT / any other Tax Registration if applicable Details of Property offered along with the latest valuation For existing business, statement of accounts maintained with other Banks |
Business Loan | Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company) Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company) Proof of business Address Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank Copy of Sales tax / VAT /any other Tax Registration Memorandum and articles of association of the Company/ Partnership Deed of partners etc. Assets and liabilities statement of promoters and guarantors along with latest income tax returns Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable SSI / MSME registration if applicable Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above) In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover) |
Education Loan | Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement Latest salary slip showing all deductions or Form 16 along with recent salary certificate Bank Statement/Pass Book of last 6 months Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |
Fixed Deposit | Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement |