Central Bank of India Car Loan in Kolkata
Last Updated : Sept. 5, 2017, 1:33 p.m.
About Central Bank of India Car Loan in Kolkata
Owning a car is one of the most cherished dreams of the people. It gives immense pleasure to drive a self-owned car. You feel a sense of belongingness towards it. And moreover, owning a car gives you the comfort of visiting anywhere, anytime in a time of emergency. Though buying a car is an expensive deal but the benefits it provides are worth it. Also, with the availability of car loan, it becomes easy to manage the funds. You need not pay the entire amount together but in installments. These installments are to be paid for a number of years thus the payment doesn’t become a burden. But the real challenge is to select the lender that provides the loan at a reasonable rate of interest and charges fair processing fees. Let’s make it easy for the people of Kolkata. In Kolkata, Central Bank of India offers car loan at an attractive rate of interest and charges nominal processing fees. It grants a loan to the eligible candidates and helps them acquire their dream car.
Founded by Sir Sorabji in the year 1911, Central Bank of India is the leading name in the banking and financial industry. The bank was nationalized by the Indian Government in the year 1969 and since then it has strived hard to render the quality service to its customers. It takes care of all the financial requirement of the people and provides right guidance to all the customers. It promotes the people to cherish their dreams and provides a remedy to overcome the obstacle of finance.
Saying this, the bank has helped millions of people through out the country to get their personal car. In Kolkata, the bank does the same. The information of Car Loan Kolkata is given below:
Central Bank of India Car Loan in Kolkata at a Glance
Particulars | Details |
---|---|
Interest Rate | New Cars: 8.70% p.a. Pre-owned Cars: 9.80% p.a. |
Loan Amount | New Cars : Max. upto ₹75 Lakh Pre-owned Cars: Max. upto ₹ 10 Lakh |
Loan Tenure | New Cars : Upto 7 Years Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old) |
Processing Fee | As Per Bank Norms |
Prepayment Fee | As Per Bank Norms |
Eligibility Criteria
The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:
- The minimum age of the applicant should be 18 years and maximum 65 years
- The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
- The loan is provided to eligible segments mentioned below:
-Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have a regular source of income.
-Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
-Non-resident Indians
-Companies / Proprietorships, Partnership Firm /Societies/etc.
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
Proof | List of Documents |
---|---|
Age Proof | Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate |
Identity Proof | PAN Card/ Voter ID/Passport/Driving License, photograph |
Income Proof | Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed) |
Address Proof | Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID |
Signature Verification Proof | Driving License/ Passport copy/ PAN Card |
Read Car Loan Kolkata for more information.
Address of Central Bank of India Branches in Kolkata
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Kolkata is mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Ballygunge, Kolkata | 157 A, Rash Behari Avenue, Ballygunge, Kolkata | CBIN0280090 | 700016006 | 033-24643968, 033-24642146 |
Bow Bazar, Kolkata | 156, Bepen Behari Ganguli Street, Baithakhana Market, Kolkata | CBIN0280091 | 700016008 | 033-23500629 |
Brabourne Road, Kolkata | 5, Synagogue Street, Brabourne Road, Kolkata | CBIN0280092 | 700016004 | 033-22424247 / 4279, 033-22423636 |
Camac Street | 10, Camac Street Industry House Kolkata - 700017 | CBIN0280093 | 700016013 | 033-22822184, 033-30919203 |
College Street, Kolkata | 1, Bidhan Sarani, Kolkata | CBIN0280094 | 700016012 | 033-22411401, 033-22198235 |
Dharamtala, Kolkata | 68, Dharamtala Street, Kolkata | CBIN0280095 | 700016015 | 033-22443505, 033-22178679 |
Kidderpore, Kolkata | 3/1, Diamond Harbour Road, Kidderpore, Kolkata | CBIN0280096 | 700016023 | 033-24793338, 24491129 |
Esplanade, Kolkata | 5, Chowringhee Approach, Kolkata | CBIN0280098 | 700016016 | 033 -22282108 |
Hatkhola, Kolkata | 100, Sovabazar Street, P.O. Hatkhola, Kolkata | CBIN0280100 | 700016020 | 033-25306526 / 8104, 033-25308104 |
Grey Street, Kolkata | 21 - A, 21 - B, Jatindra Mohan Avenue, Kolkata | CBIN0280101 | 700016018 | 033-25307167, 033-25332772 |
Barabazar | 178, M G Road, Kolkata - 700007 | CBIN0280102 | 700016003 | 033-22681255 / 57, 033-22691426 |
Bhowanipore, Kolkata | 86, Shyamaprasad Mukherjee Road, P.O. Kalighat, Kolkata | CBIN0280103 | 700016005 | 033-24552313, 033-24552442 |
New Market | 10 Nelie Segupta Sarani, Kolkata - 700087 | CBIN0280105 | 700016027 | 033-22523120, 033-22524941 |
Manicktalla, Kolkata | 142, A & B, Acharya Prafullachandra Road, Manicktalla, Kolkata | CBIN0280106 | 700016026 | 033-23504698, 033-23547519 |
Kolkata M.O | Kolkata M.O 33 N S Road, Kolkata - 700001 | CBIN0280107 | 700016050 | 033-22308921-27/ 2535/ 22310369 |
Park Street, Kolkata | 1, Park Street, Kolkata | CBIN0280108 | 700016029 | 033-22296516 |
Beliaghata, Kolkata | 14, C.I.T. Scheme, VI - (M) Phoolbagan, Kolkata | CBIN0280109 | 700016007 | 033-23208490/ 23210122 |
Rabindra Sarani, Kolkata | 18, Rabindra Sarani, Kolkata | CBIN0280110 | 700016033 | 033-22253998 / 1547 |
Shyambazar, Kolkata | 11, Bhupendra Bose Avenue, Shyambazar, Kolkata | CBIN0280111 | 700016038 | 25556143 |
Purba Putiari | 70, Gangapuri, P.O. Purba Putiari | CBIN0280112 | 700016031 | 033-22296516 |
Park Circus Kolkata | 207 - B, Park Street, Kolkata | CBIN0281041 | 700016032 | 033-22476832 |
Entally, Kolkata | 139 H, Ananda Palit Road, Kolkata | CBIN0281055 | 700016017 | 033-22448321, 033-22167301 |
Regent Park Kolkata | 131, Netaji Subhas Chandra Bose Road, Kolkata | CBIN0281075 | 700016042 | 033-24814078 |
Barrackpore | 25, 26 & 27 S.N. Banerjee Road, Chiriamore, Barrackpore | CBIN0281090 | 700016064 | 033-25920553 |
Naihati | 47, Arbhindaa Road, P.O. Naihati | CBIN0281099 | 700016070 | 033-25812315 |
Ghughudanga, Kolkata | 14, Dum Dum Road, Kolkata | CBIN0281182 | 700016019 | 033-25568488, 033-25321861 |
Baranagar, Kolkata | 37, Gopallal Tagore Road, Kolkata | CBIN0281233 | 700016009 | 033-25577495 |
Jadavpur, Kolkata | 26, Raja S.C. Mullick Road, Jadavpur, Kolkata | CBIN0281247 | 700016022 | 033-24123499, 033-24141707 |
Kasba, Kolkata | 91, R.K. Chatterjee Road, Kolkata | CBIN0281273 | 700016024 | 033-24423314 |
Rishra | 35, G.T. Road, P.O. Rishra | CBIN0281315 | 700016058 | 033-26722835 |
Rahara | Station Road, Rahara | CBIN0281347 | 700016063 | 033-25682732, 033-25658585 |
Titagarh | 17, B.T. Road, Titagarh | CBIN0281349 | 700016061 | 25010743, 25010655 |
Salt Lake, Kolkata | Block - DD, Plot 13 - 18, Sector - 1, Salt Lake, Kolkata | CBIN0281353 | 700016045 | 033-23213228, 23371794 |
Sodepur | Station Road, Sodepur, P.O. Sodepur | CBIN0281409 | 700016062 | 033-25532555 |
Belghoria, Kolkata | 102, Fedder Road, Belghoria, Kolkata | CBIN0281453 | 700016011 | 1800 200 1911 |
Belgachia, Kolkata | C - 64/96, Khudiram Bose Sarani, Kolkata | CBIN0281459 | 700016048 | 033-25645780, 033-25441508, |
Singhibagan Chittaranjan Avenue, Kolkata | 4 & 5 Singhibagan Lane, Kolkata | CBIN0281476 | 700016039 | 033-22693779, 033-22709003 |
Prince Anwarshah Road, Kolkata | 392/1, Prince Anwar Shah Road, Kolkata | CBIN0281663 | 700016035 | 033-24144487 |
Jorasanko, Kolkata | 119, B, Chittaranjan Avenue, Kolkata | CBIN0281672 | 700016044 | 033-22355094, 033-22343800 |
Red Cross Place, Kolkata | 4 & 4/1, Red Cross Place, Kolkata | CBIN0281713 | 700016041 | 033-22489291/ 22101280, 033- 22480710 |
Picnic Garden Kolkata | 196/E/4, Picnic Garden Road, Picnic Garden, Kolkata | CBIN0282142 | 700016034 | 033-23434302 |
NBO Kolkata | BBD Bag, Kolkata | CBIN0282328 | 700016001 | 1800 200 1911 |
Kalyani | A/9/9/S, Kalyani, Post Office Kalyani | CBIN0282552 | 700016083 | 033-25829125 |
Barasat | 57/A, North Jessore Road, Barasat | CBIN0283412 | 700016074 | 033-25843211 |
Baruipur | Baroda Complex, Kulpi Road, Kacheri Bazar, Opp.Baruipur Police Station, P.O.Baruipur | CBIN0283414 | 700016079 | 033-24335563 |
Madhyamgram | Pushpangan, 68/9 Madhyamgram, Sodepur Road, P.O.Madhyamgram | CBIN0283431 | 700016072 | 033-25268966 |
Metro Central Railway | 53, Central Avenue, Kolkata - 700012 | CBIN0010102 | 700016003 | 033-22349856 |