Central Bank of India Car Loan in Lucknow
Last Updated : Sept. 5, 2017, 1:34 p.m.
About Central Bank of India Car Loan in Lucknow
The society justifies the status symbol of a person by the luxury owned by him/her. And majorly by the number and model of cars a person possess. Though I too believe in ‘Old is gold’ concept but in terms of technology and machines, this concept dwindles a little. This is because after a certain period of time a machine doesn’t function well and its value depreciate. The same happens with the car. It starts giving problems if used for a stretched life expectancy. Moreover, a person gets bored driving the same car. That is the reason why people change cars after a decade or so. If you are planning to change yours or buy another one then Central Bank of India is here with a ready-made financial solution. The bank provides car loan to support the dream of owning a car. This product is available in India including the city of Lucknow.
The Central Bank of India was incorporated in the year 1911 with the vision to emerge as a strong, vibrant and pro-active Bank/Financial Super Market. The bank positively contributes to the emerging needs of the economy through consistent harmonization of human, financial and technological resources and effective risk control systems. The aim of the bank is to deliver the best quality banking service to the customers and enhance their banking experience. It is one of the 19 public sector banks in India to get recapitalisation finance from the Indian government.
The bank nationalized in 1969 and continued to initiate new plans and policies so as to meet the emerging requirements of the people. The bank helps them by extending financial assistance and provides easy credits at reasonable rates. The bank provides the apt financial guidance and encourages the people to fulfill their dreams.
Central Bank of India Car Loan in Lucknow at a Glance
Particulars | Details |
---|---|
Interest Rate | New Cars: 8.70% p.a. Pre-owned Cars: 9.80% p.a. |
Loan Amount | New Cars : Max. upto ₹75 Lakh Pre-owned Cars: Max. upto ₹ 10 Lakh |
Loan Tenure | New Cars : Upto 7 Years Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old) |
Processing Fee | As Per Bank Norms |
Prepayment Fee | As Per Bank Norms |
Eligibility Criteria
The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:
- The minimum age of the applicant should be 18 years and maximum 65 years
- The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
- The loan is provided to eligible segments mentioned below:
-Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have a regular source of income.
-Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
-Non-resident Indians
-Companies / Proprietorships, Partnership Firm /Societies/etc.
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
Proof | List of Documents |
---|---|
Age Proof | Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate |
Identity Proof | PAN Card/ Voter ID/Passport/Driving License, photograph |
Income Proof | Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed) |
Address Proof | Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID |
Signature Verification Proof | Driving License/ Passport copy/ PAN Card |
For more information, visit Car Loan Lucknow
Address of Central Bank of India Branches in Lucknow
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Lucknow is mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Lucknow Main | 72, Hazratgabj Lucknow - 226001 | CBIN0280139 | 226016002 | 0522-2616063 |
Alambagh, Lucknow | Talkatora Rd., Alambagh | CBIN0280140 | 226016003 | 0522-2455057 / 9072 |
Aminabad, Lucknow | P.B.No 14, Aminabad, 166/11, Aminudaula Park, Lucknow | CBIN0280141 | 226016005 | 0522-2629947 |
Faizabad Rd. Lucknow | Opp. Police Hospital, Faizabad Road, Lucknow | CBIN0280142 | 226016010 | 0522-2326555 |
Chowk, Lucknow | 310/2, Gole Darwaja Road, Near Kotwali Chowk, Lucknow | CBIN0280143 | 226016008 | 0522-2255418 |
Naka Hindola, Lucknow | Naka Hindola, Lucknow | CBIN0280144 | 226016015 | 0522-2682484 |
Vivekanand Polyclinic, Lucknow | Behind Vivekanand Polyclinic Hospital, Lucknow | CBIN0280145 | 226016017 | 0522-2788073 |
Subhas Marg, Lucknow | 86, Subhash Marg, Lucknow | CBIN0281359 | 226016016 | 0522-2265230 |
Cantt. Road Lucknow | Cantt. Road Lucknow | CBIN0281571 | 226016007 | 0522-2611098 |
Nakhas, Lucknow | 299/58, Nazeer Building, Nakhas, Lucknow | CBIN0281593 | 226016014 | 0522-2260039 |
Manak Nagar, Lucknow | R.D.S.O., Manak Nagar, Lucknow | CBIN0281722 | 226016013 | 0522-2456960 |
Ahibannapuir, Lucknow | Mausam Bagh, Sitapur Road, Lucknow | CBIN0281832 | 226016004 | 0522-2757745 |
Mahanagar, Lucknow | B - 54, Mahanagar Extension, Lucknow | CBIN0282148 | 226016012 | 0522-2321418, 0522-2389481, |
Joppling Road | 25/A, Joppling Road, Lucknow | CBIN0282768 | 226016011 | 0522-2207107 |
BO Lucknow | 73, Hazratganj, Lucknow - 226001, Uttar Pradesh | CBIN0283165 | 208016002 | 1800 200 1911 |
Gomti Nagar, Lucknow | 4/275, Vineet Khand, Gomti Nagar | CBIN0283305 | 226016020 | 0522-2726887 |
Rajaji Puram | E - 2203, Rajajipuram, First Floor, Lucknow - 226017 | CBIN0283404 | 226016021 | 0522-2411799 |
Uttar Pradesh State Road Transport Corporation, Lucknow (UPSRTC) | UPSRTC Extn Counter, Uttar Pradesh Rajya Sadak Parivahan Nigam Mukhyalaya, Tehri Kothi, Lucknow - 226001 | CBIN0010139 | 226016002 | 0522-2615988 |
Sahkari Ganna Vikas Samiti Ltd.barabanki | Extn Counter, Ganna Vikas Samiti, Court Road, Barabanki - 225001 | CBIN0010146 | NON-MICR | 05248-227433 |
Eram Intermediate College, C Block Indira Nagar | Eram Intermediate College, C - Block, Indira Nagar Lucknow | CBIN0283705 | NON-MICR | 0522-2310710 |
St. Fidelis High School, Church Road, Aliganj, Lucknow | St Fidelis High School, Church Road, Vishnupuri, Aliganj 226022 | CBIN0283717 | NON-MICR | 0522-2322830 |
Aliganj | B - 1/49, Sector - P. Aliganj, Lucknow, Pincode: 226021 | CBIN0283653 | NON-MICR | 1800 200 1911 |
Ashiyana | K - 1186, Opp, Ashiana Police Station, Ashiana, Pincode: 226012 | CBIN0283652 | NON-MICR | 1800 200 1911 |
Deva Road Ind.area, Lucknow | At Deva Road Industrial Area, Matiyari Chauraha, Post Chinhat, Pincode: 227105 | CBIN0283077 | 226016009 | 0522-2815835 |
Indira Nagar | 14/38, Sector 14, Indira Nagar, Lucknow, Pincode: 226016 | CBIN0283683 | NON-MICR | 1800 200 1911 |
Krishna Devi Girls Degree College, Alambagh | Krishna Devi Girls Degree College, Alambagh, Kanpur Road, Singarnagar, Pincode: 226005 | CBIN0283301 | 226016019 | 0522-2450910 |
Bakshi Ka Talab Lucknow | Bakshi Ka Talab, Pincode: 227202 | CBIN0281015 | 226016006 | 05212-298221 |
Asset Recovery Branch, Lucknow | First Floor, Akashdeep, 23 Vidhan Sabha Marg, Lucknow | CBIN0283753 | NON-MICR | 0522-22611301 |
Central Command HQ. Lucknow | Central Command HQ.central Command Canteen, 5, Usman Road, Luck Now, Dist - Lucknow, Uttar Pradesh - 226001 | CBIN0011571 | NON-MICR | 522-2296945 |
I.I.M. Lucknow | Indian Institute Of Management, IIM Campus, Luck Now, Dist - Lucknow, Uttar Pradesh | CBIN0283936 | NON-MICR | 522-2736122 |
Sarojini Nagar, Lucknow | Gauri Bazar, Sarojini Nagar, Kanpur Road, Lucknow, UP - 226008 | CBIN0283745 | NON-MICR | 1800 200 1911 |
Non Conventional Energy Development Agency, Lucknow | Vibhuti Khand, Gomatinagar, Dist - Lucknow, Uttar Pradesh - 226001 | CBIN0283946 | NON-MICR | 522 - 2720690 |
Colvin Taluqdars College | Colvin Taluqdars College, University Road, Luck Now, Dist - Lucknow, Uttar Pradesh - 226001 | CBIN0283754 | NON-MICR | 522-2782667 |
UPSRTC, Lucknow | UPSRTC Extn Counter, Uttar Pradesh Rajya Sadak Parivahan Nigam Mukhyalaya, Tehri Kothi, Lucknow - 226001 | CBIN0283901 | NON-MICR | 522-2215988 |
Sahkari Ganna Vikas Samiti Ltd. Lucknow | Extn Counter, Ganna Vikas Samiti, Court Road, Barabanki - 225001 | CBIN0283948 | NON-MICR | 05248-227433 |
Lucknow Zonal Office | P.B. No: 10, Akash Deep, 23, Vidhan Sabha Road Dist - Lucknow Uttar Pradesh - 226001 | CBIN0281112 | NON-MICR | 0522-2611301-4 |
Lucknow Regional Office | 1st Floor, 72, Mahatma Gandhi Road, Hazratganj Dist - Lucknow, Utar Pradesh - 226001 | CBIN0282061 | NON-MICR | 0522-2616063 |
Mid Corp FIN BR, Lucknow | 72, M.G. Marg, Hazratganj, Lucknow, U.P. Pincode - 226001 | CBIN0284116 | NON-MICR | 9792216940, 9918002158 |
Jankipura Extension | C/O Shri Umesh Prasad Tiwari, 7/743, Sector 7, Jankipuram Extension, Lucknow 226021 | CBIN0285006 | NON-MICR | 22637966 |