Central Bank of India Home Loan in Bhubaneswar

About Central Bank of India Home Loan in Bhubaneswar

Each heart has the desire to live in the self-owned house but due to financial obstacles, it becomes difficult to do the same. To overcome this hurdle, Central Bank of India provides home loans to the eligible candidates and help them in fulfilling their wishes. The bank disburses the loan for the flexible tenure of 30 years and charges a nominal processing fee. This service is provided by the bank throughout the country including the city of Bhubaneswar. The details of Central Bank of India Home Loan Bhubaneswar is given in the article below.

Central Bank of India Home Loan in Bhubaneswar at a Glance

ParticularsDetails
Interest Rate 8.60% - 9.60%
Loan amountAs per individual’s capacity
TenureUp to 30 years
Processing fee0.50% of the loan amount subject to maximum
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

  • The home loan can be availed by the following entities:
    – Individuals
    – Group Of Individuals
    – Salaried Employees
    – Self-employed Person
    – Professional
    – Any Other Person Having a Legal, Identified and Regular Source of Income
  • The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Sale Deed & Agreement of Sale
  • Bank Property Valuation Report/Full Cost Estimate
  • Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Identity Proof – PAN Card/Passport/Voter ID/ Driving License
    Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
  • Income Proof – Salary Slip/ ITR, Latest Bank Statements
  • Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information check Home Loan Bhubaneswar

Address of Central Bank of India Branches in Bhubaneswar

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Bhubaneswar is mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
BhubaneshwarPlot No. 108 - B, Unit No. VII, Ground Floor, Suryanagar, BhubaneshwarCBIN0281234 7510160040674-2390718,
Janpath Bhubaneshwar

95, Janpath, BhubaneshwarCBIN02819697510160020674-2534655, 0674-2535307
Chandrasekharpur

S.E. Rly. Complex, P.O. Chandrasekharpur, BhubaneshwarCBIN02831847510160060674-2300605
Cuttack Puri Rd, Bhubaneshwar

Plot No 545/1707, Samantarapur, Lewis Road, P.O. - Old Town BhubaneshwarCBIN02834327510160070674-2341216
Nayapalli

Plot No - N1/257, IRC Village, C.R.P Square, Nayapalli, Dist - Khurda, Orissa - 751015CBIN02835307510160080674-2557555
Tribal Development Co.Op.Crpn.Of rissa Ltd. Bhubaneswar

T.D.C.C. Corporation Of Orissa Ltd., Bhubaneswar Rupali Chowk, Bhubaneswar - 751001CBIN0011969 NON-MICR0674-2543848
BJB Nagar Bhubaneshwar

84/A BJBagar, Near BJB English Medium School, Bhubaneshwar, Dist - Khurda, Orissa - 751014CBIN02830877510160030674-2310358
Saheed Nagar

T.D.C.C. Corporation Of Orissa Ltd., Bhubaneswar Rupali Chowk, Bhubaneswar - 751001CBIN0284013NON-MICR0674-2543848
Bhubaneshwar Regional Office

94, Janpath Unit No:111, Dist - Khurda, Orissa - 751001CBIN0281123NON-MICR
0674-2534125/ 2534388
Palaspalli

Plot No 241/A, Areodrum Area New Bapuji Nagar, City-Bhubaneswar Pin-751020CBIN0284818NON-MICR
022-22612008

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Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
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