Central Bank of India Home Loan in Chandigarh

About Central Bank of India Home Loan in Chandigarh

Chandigarh is the first planned city of our country and is spread in an area of approx. 114 sq. mt. It was designed by the famous architect of that time Le Corbusier. Chandigarh’s official emblem is the ‘Open Hand’ which signifies peace and reconciliation. The open hand sends a message of ‘open to give and receive’. Here, Central Bank of India too provides its services and let the people of the city accomplish their dreams. It gives home loan to the potential home buyers and assists them in purchasing their home. The aspirant candidate can visit the bank and avail the facility of home loan.

Central Bank of India Home Loan in Chandigarh at a Glance

ParticularsDetails
Interest Rate 8.50% - 9.50%
Loan amountAs per individual’s capacity
TenureUp to 30 years
Processing fee0.50% of the loan amount subject to maximum
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

  • The home loan can be availed by the following entities:
    – Individuals
    – Group Of Individuals
    – Salaried Employees
    – Self-employed Person
    – Professional
    – Any Other Person Having a Legal, Identified and Regular Source of Income
  • The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of car loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Sale Deed & Agreement of Sale
  • Bank Property Valuation Report/Full Cost Estimate
  • Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Identity Proof – PAN Card/Passport/Voter ID/ Driving License
    Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
  • Income Proof – Salary Slip/ ITR, Latest Bank Statements
  • Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information visit: Home Loan Chandigarh

Address of Central Bank of India Branches in Chandigarh

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Chandigarh is mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Sector 17 - B Chandigarh

SCO 68 - 69 Bank Square Sector 17 - B ChandigarhCBIN02804121600160020172-2702431, 0172-2702266
Sector - 15 C, Chandigarh

S.C.O. 23, Sector 15 - C, ChandigarhCBIN02804131600160030172- 2780778, 0172 -2540935
Sector 22 C, Chandigarh7/8, Sector 22 - C, ChandigarhCBIN02804141600160040172-2700759, 0172-2702852
Chandigarh, Sector 35 C (Defence Colony)S.C.O. NO. 293 & 294, Defence Colony, Sector 35 - C, ChandigarhCBIN02811861600160050172-2646875, 0172-2601174
Sector 37 C Chandigarh

Shop - Cum - Office (SCO) No. 174, Sector 37 - Co, ChandigarhCBIN02821381600160061800 200 1911
S.D.College, Sector 32 D, Chandigarh
S.D. College, Sector 32 D, Chandigarh - 160047CBIN02831981600160090172-2645503
Sector - 18 Chandigarh

SCF 30 Sector - 18C Chandigarh, Dist - Chandigarh, Chandigarh - 160018CBIN02831941600160100172 - 2773416
Chandigarh Zonal Office

P.B.NO: 13, NO: 58 - 59, Bank Square, Sector 17B Dist - Chandigarh Chandigarh - 160017CBIN0281106NON-MICR0172-2702994-98
Industrial Area

SCO-21, Industrial Area, Phase-2, Chandigarh 160047CBIN0284976NON-MICR22637966
Sector Forty Four Chandigarh

Soc 269, Sector 44C, Chandigarh, U.T. Chandigarh 160043CBIN0284979NON-MICR22637966

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Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
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LIC Housing8.70% - 9.05%
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Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
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DHFL9.05% - 9.95%
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