Central Bank of India Home Loan in Gurugram

About Central Bank of India Home Loan in Gurugram

Central Bank of India is one of the country’s oldest bank. The roots of the bank lie in the imperial India. It was founded by Sir Sorabji Pochkhanawala in the year 1911. Sir Sorabji Pochkhanawala proclaimed Central Bank of India as the ‘property of the nation and the country’s asset’. His motive behind opening the bank was to help the people of the nation and provide them with the financial assistance. The vision was to emerge as a strong, vibrant and pro-active Bank/Financial Super Market and to positively contribute to the emerging needs of the economy through consistent harmonization of human, financial and technological resources and effective risk control systems. The bank has moved towards its aim by incorporating customer friendly products and services. The customer’s satisfaction has always been the priority of the bank. It delivers timely assistance for all the banking problems. The bank has prepared a customized financial kit to meet all the financial requirement of the people. This kit includes a ready-made solution that can serve the purpose of the customer and help him/her attain the financial objective.
It offers the home loan product to the home buyers who in absence of accurate funds were postponing their plan to acquire dream home. This product of the bank is specially made to suit the requirement of potential home buyers. Under home loan, the bank provides funds for both the purchase and construction of the house.

Central Bank of India Home Loan Gurugram at a Glance

ParticularsDetails
Interest Rate 8.45% - 9.45%
Loan amountAs per individual’s capacity
TenureUp to 30 years
Processing fee0.50% of the loan amount subject to maximum
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

  • The home loan can be availed by the following entities:
    – Individuals
    – Group Of Individuals
    – Salaried Employees
    – Self-employed Person
    – Professional
    – Any Other Person Having a Legal, Identified and Regular Source of Income
  • The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Sale Deed & Agreement of Sale
  • Bank Property Valuation Report/Full Cost Estimate
  • Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Identity Proof – PAN Card/Passport/Voter ID/ Driving License
    Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
  • Income Proof – Salary Slip/ ITR, Latest Bank Statements
  • Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

Check Home Loan Gurugram for more information.

Address of Central Bank of India Branches in Gurugram

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Gurugram is mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Gurugram
New Sohna Road, GurugramCBIN02810261100160830124-2322233, 0124-2221182
National Oil Seeds & Vegetable Development BoardPlot No. 86, Sector 18, Novoboard, Gurugram - 122015CBIN02836621100161150124-2397722
M G Road, Gurugram

S.C.O 22, GF Housing Board, Saraswati Vihar, Mehrauli Gurugram Road, Gurugram - 122002, HaryanaCBIN0283792NON-MICR
1800 200 1911

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