Central Bank of India Home Loan in Jammu

About Central Bank of India Home Loan in Jammu

Jaipur is known as the Pink City of the country. It is a land of beauty and craft. It is famous for its palaces and royal architect. The people here love to live life and enjoy various art forms. Central Bank of India motivates the people of the city and promotes them to live life on their terms. The bank provides right financial assistance and helps the residents in proper wealth management. It offers a plethora of banking products and services to the people which include a home loan. For the convenience of people, the bank has opened multiple branches in the city. The detailed information about the bank’s home loan product and branches are mentioned below. Read the article to know more.

Central Bank of India Home Loan in Jammu at a Glance

ParticularsDetails
Interest Rate 8.60% - 9.60%
Loan amountAs per individual’s capacity
TenureUp to 30 years
Processing fee0.50% of the loan amount subject to maximum
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

  • The home loan can be availed by the following entities:
    – Individuals
    – Group Of Individuals
    – Salaried Employees
    – Self-employed Person
    – Professional
    – Any Other Person Having a Legal, Identified and Regular Source of Income
  • The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Sale Deed & Agreement of Sale
  • Bank Property Valuation Report/Full Cost Estimate
  • Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Identity Proof – PAN Card/Passport/Voter ID/ Driving License
    Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
  • Income Proof – Salary Slip/ ITR, Latest Bank Statements
  • Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information visit: Home Loan Jammu.

Address of Central Bank of India Branches in Jammu

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Jammu is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Jammu

P.B. No. 59, Indra Mansion, Shalimar Road, Raghunath Bazar, Jammu Tawi Jammu Jammu Kashmir 180001CBIN02804171800160010191-2547791/ 2546732, 0191-2572764
Railway Road Jammu
Gole Market, Gandhi Nagar, JammuCBIN02812381800160020191-2439884
Talab Tillo, Jammu

Chowk Talab Tillo, Jammu Jammu Jammu Kashmir 180002
CBIN02821771800160030191-2554661, 0191-2503275
New Subzimandi Jammu

P.O. New Subzi Mandi (narwal), Rail Head Complex, Jammu, Pincode: 180006CBIN02828251800160040191-2476448, 0191-2476948
Gandhi Memorial College, Jammu

Gandhi Memorial College, Jammi Nardhani Morh, Post Office: Raipur, Dist - Jammu, Jammu & KashmirCBIN0012177NON-MICR0191-2554661
Greater Kailash, Jammu

Gali No. 17, Opp New Choice Club, Greater Kailash Main Mkt, Jammu, J& K - 180001CBIN0283795NON-MICR0191-2484850
Gandhi Memorial College, Bantalab Jammu

Gandhi Memorial College, Jammi Nardhani Morh, Post Office: Raipur, Dist - Jammu, Jammu & Kashmir - 1CBIN0284005NON-MICR0191-2554661

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