Central Bank of India Home Loan Kochi - Rates Dec 2023, IFSC, Eligibility, EMI

Central Bank of India Home Loan in Kochi

About Central Bank of India Home Loan in Kochi

Home Loan is the banking product offered by the banking institutes to help the citizens buy their home loan. It can even be taken for the renovation or extension of the existing house. These same benefits are provided on Central Bank of India home loan Kochi. The customer eligible to take the loan from the bank can apply for the same either by visiting the nearest bank branch or online. The branch address of the bank in Kochi city are provided in the article.

Central Bank of India Home Loan in Kochi at a Glance

Interest Rate 8.55% - 9.10%
Loan amountAs per individual’s capacity
TenureUp to 30 years
Processing fee0.50% of the loan amount subject to maximum
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

  • The home loan can be availed by the following entities:
    – Individuals
    – Group Of Individuals
    – Salaried Employees
    – Self-employed Person
    – Professional
    – Any Other Person Having a Legal, Identified and Regular Source of Income
  • The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Sale Deed & Agreement of Sale
  • Bank Property Valuation Report/Full Cost Estimate
  • Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Identity Proof – PAN Card/Passport/Voter ID/ Driving License
    Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
  • Income Proof – Salary Slip/ ITR, Latest Bank Statements
  • Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information visit: Home Loan Kochi

Address of Central Bank of India Branches in Kochi

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Kochi is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Willingdon Island

PB 526, 5th Main Road Willingdon Island 682003CBIN02809626820160060484-2666143

P.B.No.1123, CC 38/696, Narayanan Centre, M.g.road, Ernakulam, Kochi - 35CBIN02809636820160020484-2352025
Kadavanthara (South) Cochin

No.37/541 - A Kallelil Building, S.A. Road, Kadavanthra, KochiCBIN02831136820160030484-2203784
Non Business Office Ernakulam

M.G.Road, North End, Ernakulam - 682018CBIN02832586820160011800 200 1911
Perumanoor, Kochi

P.B. No. 1728, Near Shipyard Project, Ravipuram, Taluka - Parner, M.G. Road, Perumanoor, Kochi, Dist - Ernakulam, Kerala - 682016CBIN02812926820160050484-2355472
Cochin Regional Office

Geo Towers, IInd Floor, Sahedaran Ayyappan Road, Pallimukku Kochi (cochin)dist - Ernakulam, Kerala - 682016CBIN0281121NON-MICR0484-2398131/ 129

Panattu Square, Pookattupady Road, Edappally Toll Junction, Edapally, Dist Ernakulam, Kerala - 682024CBIN0285077NON-MICR

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  • Home Loan Interest Rates December 2023
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%