Central Bank of India Home Loan in Patna

About Central Bank of India Home Loan in Patna

In the entire universe home is the best place where one could relax without any tensions or worries. Also, when it is under own possession it adds to our status and pride. You don’t have to pay rent to anyone. It is an asset for you. But still some of us in spite of earning well do not have a house of our own. This is because we think of the absolute cost involved in making home payment. What if, the amount has to be paid in smaller parts. Yes, it is possible. Central Bank of India lends the home loan to all eligible candidates and accepts the repayment in form of EMIs. It charges an interest on the amount lent and lets the user select the repayment tenure as per his comfort.

Central Bank of India Home Loan in Patna at a Glance

ParticularsDetails
Interest Rate 8.60% - 9.60%
Loan amountAs per individual’s capacity
TenureUp to 30 years
Processing fee0.50% of the loan amount subject to maximum
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

  • The home loan can be availed by the following entities:
    – Individuals
    – Group Of Individuals
    – Salaried Employees
    – Self-employed Person
    – Professional
    – Any Other Person Having a Legal, Identified and Regular Source of Income
  • The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Sale Deed & Agreement of Sale
  • Bank Property Valuation Report/Full Cost Estimate
  • Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Identity Proof – PAN Card/Passport/Voter ID/ Driving License
    Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
  • Income Proof – Salary Slip/ ITR, Latest Bank Statements
  • Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

Read Home Loan Agra for more details.

Address of Central Bank of India Branches in Patna

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Patna is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Boring Road, PatnaLaxmi Complex, Boring Road, Patna
CBIN0280008800016006 (0612) 2234762
Patna

P.B. NO. 64, New Dak Bungalow, Patna 800001CBIN0280009800016002(0612) 2222501, (0612) 2202605
Rajendra Nagar PatnaPatliputra Peth, Rajendra Nagar, PatnaCBIN0280011800016004(0612) 2672942
Yarpur Patna

Near Mithapur Chowk, Khagaul Road, Yarpur, PatnaCBIN0281232800016011(0612) 2226605
Lohianagar PatnaKankarbagh Colony, Lohianagar, PatnaCBIN0281316800016012(0612) 2353297
Moradpur, Patna

Opp. Womens Hospital, Ashok Raj Path, PatnaCBIN0281318800016007(0612) 2302921
Budh Marg, Patna
Budh Marg, Patna
CBIN0281488800016010 (0612) 2221554
Dinapur

Main Road, P.o. Dinapur Cantt., DinapurCBIN0281662800016016(06115) 227487
Frazer Road, PatnaFrazer Road, Patna
CBIN0281668800016009(0612) 2226631 / 2235988
Chitkhora, PatnaChitkhora Road, P.O. Anishabad, PatnaCBIN0282779800016018(0612) 2250238
Patelnagar BSEB Colony, Patna
11, Patelnagar, Opp. Dr. B. Bhattacharaya, P.O. ShastrinagarCBIN0283074800016020(0612) 2287818
NBO, Patna
NBO, Frazer Road, Patna - 1CBIN02831438000160011800 200 1911
Rajiv Nagar

Mehta Market, Rajiv Nagar Main Road, P.O. Keshri NagarCBIN0283352800016023(0612) 2273001
Hanuman Nagar

Hanuman Nagar Main Road, P.O. Lohianagar
CBIN02833538000160221800 200 1911
Patna University

Patna College Campus, Ashok Rajpath, PatnaCBIN02835328000160241800 200 1911
College Of Commerce, Patna

College Of Commerce, Patna Branch College Of Commerce Patna Dist - Patna, Bihar - - 800020
CBIN02837578000160040612-2353186
Office Of Controller Of Defence Accounts (C.D.S.) Patna

Office Of Controller Of Defence Accounts (C.D.S.) Patna Branchcda Building, Rajendrapath, Patna - 800019 Dist - Patna, BiharCBIN00116688000160090612-2321476
Digha, Patna

Gandhi Chowk, Digha, P.O. Betaganj, Pincode: 800018CBIN0281327800016017(0612) 2560531
Jhauganj Patna City

Jhauganj, Patna, Pincode: 800008
CBIN0280010800016003(0612) 2642396
Kadamkuan New Area, Patna

D Block, Kadamkuan New Area, Patna, Pincode: 800003
CBIN0282403800016014(0612) 2688380
Patliputra Colony, Patna

Laxmi Nivas, 154 - B , Patliputra Colony, Dist - Patna, Bihar - 800013
CBIN0281441800016015(0612) 2262271
Rajwanshinagar, PatnaShastri Nagar, Patna, Pincode: 800023CBIN0281998800016019(0612) 2281228
Birla Mandir Rd., Patna

Birla Mandir Road, Patna, Pincode: 800014
CBIN0280007800016005(0612) 2302930
Chiraiantaur, Patna

Malti Market, 1st Floor, Chirayantaur, Patna, Dist - Patna, Bihar - 800020CBIN0282213800016013(0612) 2352408

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HDFC Bank11.25% - 21.50%
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Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.35%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%