Central Bank of India Home Loan in Patna

Last Updated : March 31, 2017, 11:24 a.m.

About Central Bank of India Home Loan in Patna

In the entire universe home is the best place where one could relax without any tensions or worries. Also, when it is under own possession it adds to our status and pride. You don’t have to pay rent to anyone. It is an asset for you. But still some of us in spite of earning well do not have a house of our own. This is because we think of the absolute cost involved in making home payment. What if, the amount has to be paid in smaller parts. Yes, it is possible. Central Bank of India lends the home loan to all eligible candidates and accepts the repayment in form of EMIs. It charges an interest on the amount lent and lets the user select the repayment tenure as per his comfort.

Central Bank of India Home Loan in Patna at a Glance

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

• The home loan can be availed by the following entities:
  – Individuals
  – Group Of Individuals
  – Salaried Employees
  – Self-employed Person
  – Professional
  – Any Other Person Having a Legal, Identified and Regular Source of Income
• The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

• Duly Filled Application Form with 2 Passport Size Photographs
• Sale Deed & Agreement of Sale
• Bank Property Valuation Report/Full Cost Estimate
• Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
• Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
• Identity Proof – PAN Card/Passport/Voter ID/ Driving License
  Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
• Income Proof – Salary Slip/ ITR, Latest Bank Statements
• Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

Read Home Loan Agra for more details.

Address of Central Bank of India Branches in Patna

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Patna is mentioned in the table below: