Central Bank of India Mumbai

Last Updated : May 12, 2018, 2:54 p.m.
About Central Bank of India
Central Bank of India was incorporated in the year 1911. It was a dream project of Sir Sorabji, the founder, to open a bank that provides best financial assistance to the citizens of the country. The dream was turned into reality when the bank received the nationalisation certificate in the year 1969. The branches and outlets of the bank can be traced across the nation. It has a vast network of 4,741 branches and over 5,000 ATMs spread in 29 states and 6 Union Territories. Also, the bank has 1 extension counter and 10 satellite offices at various centres throughout the length and breadth of the country. Due to the distribution of its large network the bank can truly be described as All India Bank.
Through the blend of human, financial and technological resources the bank aims at becoming the pioneer in the banking and financial industry. For this, the bank has introduced various services and facilities. In 1976, the bank established its Merchant Banking Cell. It has been playing an active role in promoting key economical areas of agriculture and MSME units. The bank helps them by extending financial assistance and provides easy credits at reasonable rates.
Address of Central Bank of India Branches in Mumbai
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Mumbai is mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Abdul Rehman Street, Mumbai | 142, Abdul Rehman Street, Mumbai | CBIN0280593 | 400016002 | 022-23423825, |
Ghatkopar, Mumbai | Gandhi Chhaya, Opp. Sarvodaya Hospital, L.B.S. Marg, Ghatkopar, Mumbai | CBIN0280594 | 400016025 | 022-25140903, 25142242 |
Andheri | Shiv Chhaya Chs Ltd., Andheri (E), Mumbai - 400069 | CBIN0280595 | 400016003 | 022-26839784 / 26837530, 022-26832701 |
Ballard Estate | Ballard Estate Marshall Bldg. Ballard Rd Mumbai - 1 | CBIN0280597 | 400016004 | 022-22616127, 22612219 |
Bandra | Shree Sai Ashish Apartment, Plot No.368, S.V.Road, Bandra (W), Mumbai 400050 | CBIN0280598 | 400016010 | 022-26457494 |
Bhuleshwar, Mumbai | Goswami Shri Vallabhlalji Maharaj Building, 25/31, Dr. Atmaram Merchant Road, Bhuleshwar | CBIN0280599 | 400016006 | 022-22404292 / 8950 |
Dadar | Shardashram, 448(1), Bhavani Shankar Road, Dadar(w), Mumbai | CBIN0280600 | 400016018 | 022-24221689, 022-24382698 |
Mumbai Central, Mumbai | 47, Dr. A.L. Nair Road, Opp. Nair Hospital, Mumbai | CBIN0280601 | 400016007 | 022-23099625 |
Borivili | Ganesh Bhava, Pai Nagar, Borivili (West), Mumbai - 400092 | CBIN0280602 | 400016011 | 022-28931696 / 9723 |
Delisle Road | 101, Creative Industrial Estate; N.M Joshi Marg; Chinchpokli; Mumbai - 400011 | CBIN0280603 | 400016019 | 022-23090199 |
Boribunder, Mumbai | Kitab Mahal, Dr. Dadabhoy Naoroji Road, Fort, Mumbai | CBIN0280606 | 400016008 | 022-22073822 |
Gowalia Tank Road, Mumbai | Warden Court, 79 - 81, August Kranti Marg, Mumbai | CBIN0280607 | 400016023 | 022-23804216 / 3334 |
Gokhale Rd., Mumbai | 192/193, Gokhale Road (N), Opp. Kitte Bhandari Hall, Dadar, Mumbai | CBIN0280608 | 400016022 | 022-24303331 |
Grant Rd., Mumbai | Railway Hotel, R.M.Roy Road, Grant Road - East | CBIN0280609 | 400016024 | 022-23871921 |
Kalbadevi Road | 116, Keshav Baug, 1st Floor, Shamaldas Gandhi Marg, Mumbai - 400002 | CBIN0280610 | 400016029 | 022-22018853, 022- 22060848 |
Cotton Exchange | Raja Bahadur Goverdhanlal B Building, 211 - 213 Kalbadevi Road Mumbai - 400002 | CBIN0280611 | 400016014 | 022-22420505 |
Kandivili | Sahyog 192 - A, S. Vivekanand Road, Kandivli (W), Mumbai Mumbai Maharashtra 400067 | CBIN0280612 | 400016032 | 022-28071710, 022-28627512 |
Khar, Mumbai | 11, Tripti, 3rd Road, Khar (West), Mumbai | CBIN0280614 | 400016034 | 022-26007571 |
Khodadad Circle | Jame - Jamshed Charity Building, Khodadad Circle, Dadar East, Mumbai 400014 | CBIN0280615 | 400016031 | 022-24131183, 022-24123500 |
Lower Parel, Mumbai | Shree Niwas Cotton Mills Compound, Tulsi Pipe Road, Lower Parel, Mumbai, Pincode: 400013 | CBIN0280616 | 400016035 | 022-24923280 |
Mahim, Mumbai | 55 - B, Lady Jamshedji Road, Mumbai | CBIN0280617 | 400016036 | 022-24453999 |
Malad, Mumbai | Vishnu Bhavan, Anand Road, Opp. Malad Railway Station, Malad (West), Mumbai | CBIN0280618 | 400016040 | 022-28821375, 022-28891551 |
Mandvi. | 129, Mandvi, Masjid Bunder Road, Mumbai - 03 | CBIN0280619 | 400016037 | 022-23412016, 022-23434173 |
Mazgaon, Mumbai | Plot No. 4, St. Marys Road, Mazgaon, Mumbai | CBIN0280620 | 400016039 | 020-23755303, 23702555 |
Mumbai Main Office | Mumbai Main Office M G Road, Fort, Mumbai 400023 | CBIN0280621 | 400016071 | 022-22653083 / 2420 |
Marine Lines, Mumbai | Harachandrai House, 81, M. Karve Road, Mumbai | CBIN0280622 | 400016038 | 022-22014322 |
Chembur, Mumbai | Sai Kiran Apartment, Plot No.217, Central Avenue Road, Chembur | CBIN0280623 | 400016017 | 1800 200 1911 |
Crawford Market | 289/291, Nagdevi Street, Mumbai, Pin 400003 | CBIN0280624 | 400016015 | 022-23421288 |
Opera House, Mumbai | Ground Floor, 64, Jagannath Shanker Seth Road, Opera House, Mumbai | CBIN0280625 | 400016048 | 022-23860466, 23826102, 022-23823099 |
Pedder Road, Mumbai | Purnima Apartments, 23, Pedder Road, Mumbai | CBIN0280626 | 400016049 | 022-3515695 |
Prabhadevi | 422 - Bhavna Veer Savarkar Marg, Prabhadevi, Mumbai - 400025 | CBIN0280628 | 400016050 | 022-4380199/ 4228008, 022-24324060 |
Share Bazar, Mumbai | 16/17, Dalal Street, Wadia Building, Mumbai | CBIN0280630 | 400016052 | 022-2674188, 022-22641703 |
S.V.P Road, Mumbai (Sandhurst Rd) | 381, Sardar Vallabhbhai Patel Road, Mumbai | CBIN0280631 | 400016051 | 022-23823525 |
Byculla | Jerbai Baug Bldg. Near Gloria Church, Dr. Baba Saheb Ambedkar Road, Byculla (east ), Mumbai - 400027 | CBIN0280632 | 400016009 | 022- 23723228 / 1657 |
Vile Parle | Vile Parle Prathana Samaj Chs, Ps Road, Vile Parle (E), Mumbai - 400057 | CBIN0280633 | 400016062 | 022-26122153 |
Adala, Mumbai | Chadha Mansion, Station Road, Wadala, Mumbai | CBIN0280634 | 400016063 | 022-24125425 |
Worli, Mumbai | Shri Chandrababa Mandir, Trust Building, Dr. Annie Besant Road, Worli Naka, Mumbai | CBIN0280635 | 400016065 | 022-24950871 / 42455, 022- 24940966 |
Nepean Sea Rd., Mumbai | 25, Laxmibai Jagmohandas Marg, Nepean Sea Road, Mumbai | CBIN0281003 | 400016046 | 022-23672055 |
Nariman Point | Chandermukhi Building, Nariman Point, Mumbai | CBIN0281067 | 400016044 | 022- 56387501 |
Tardeo Mumbai | Matru Mandir, Jivaji Dadaji Mart (Tardeo Road), Mumbai | CBIN0281201 | 400016058 | 022- 23870776 |
Naigaum | Dr. Ambedkar Rd , Inside Tata Mills Compound Dadar Mumbai - 14 | CBIN0281209 | 400016043 | 022-24123729, 022-24114175 |
Sunder Nagar, Malad, Mumbai | Krishna Regency Building, Ground Floor, Nr.dr.s.radhakrishnan Vidyalaya, Sundernagar, Malad (W) | CBIN0281246 | 400016057 | 1800 200 1911 |
Seven Bungalows Mumbai (Versova) | Pran Ashish, Opp. Picnic Cottage, J.P. Road, Seven Bungalow, Versova, Mumbai | CBIN0281294 | 400016056 | 022- 26362161, 26301151 |
J.B. Nagar | Andheri Kurla Road, Mumbai - 400059 | CBIN0281332 | 400016027 | 022-28345493 |
Colaba Causway | 121, Shaheed Bhagat Singh Road, Colaba, Mumbai - 400005 | CBIN0281407 | 400016013 | 022-22840745, 022-22804676 |
Babulnath Road, Mumbai | 3, Babulnath Road, Mumbai | CBIN0281455 | 400016005 | 022-23638403 |
Seepz | Midc, Seepz Branch (Sez), Andheri (East), Mumbai - 400096 | CBIN0281490 | 400016055 | 022-28290513 |
Girgaum, Mumbai | 205/A, Jagannath Shankar Seth Road, Opp. Kelewadi, Mumbai | CBIN0281506 | 400016021 | 022- 23828026, 022-23810684 |
Juhu Vile Parle, Mumbai | Sheetal Smruti, Plot No.4, 1st Floor, Swastik Society, North South Road No.1, Opp.bhaidas Hall, JVP | CBIN0281621 | 400016028 | 022-26182603 |
Santacruz | Central Bank Of India, Santacruz Branch, Sahil Building, 31, S.V.Road, Mumbai:400054 | CBIN0282151 | 400016054 | 022-26049301 |
Goregaon, Mumbai | UMA Smruti, Next To Filmistan Studio, S.v. Road, Goregaon (w), Mumbai | CBIN0282197 | 400016026 | 022-28720068 |
Walkeshwar, Mumbai | New Krishna Kunj Premises Co - Op. Society Ltd., Krishna Kunj, 212 Walkeshwar Road, Mumbai | CBIN0282339 | 400016067 | 022-23644291, 022-23631518, |
Mankhurd, Mumbai | Jigna Apartment, Sion Trombay Road, Ashish Farm, New Sanjeevani Society, Mankhurd, Mumbai | CBIN0282523 | 400016069 | 022-25576853 |
Mulund, Mumbai | Krishna Kunj, Ground Floor, Plot No. 148, Purushottam Kheraj Road, Mulund (west), Mumbai | CBIN0281615 | 400016042 | 022-25612148 |
Products Offered by Central Bank of India in Mumbai
The Central Bank of India offers multiple loans and investment products that include home loan, personal loan, loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:
Basic Details of Central Bank of India Products
Product Name | Eligibility Criteria | Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
Home Loan | Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income Age – The minimum age of the applicant should be 18 years | As per individual's repayment capacity | 8.55% - 9.10% | 0.50% of the loan amount subject to maximum ₹ 20,000 | Maximum – 30 years |
Personal Loan | Permanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service or confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service | ₹ 1,00,000 – ₹ 5,00,00,000 | 12.30% | 0.50% of the loan amount subject to maximum ₹ 10,000 | 3 – 7 years |
Vehicle Loan | Eligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms Age – Minimum age of the applicant should 18 years and maximum 65 years Minimum Annual Income - For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000 | For New Car : ₹ 75,00,000 For Used Car: ₹ 10,00,000 For 2- wheeler: ₹ 10,00,000 | 7.25% - 7.70% | - | 4 - 7 years |
Loan Against Property | Minimum age of the applicant should be 21 years Maximum age of the applicant should be 70 years Minimum Gross Income of the applicant should be ₹ 2,00,000 | Minimum - ₹ 1,00,000 Maximum - ₹ 5,00,00,000 | 10% - 12% p.a. | 0.50% - 1% of the loan amount | Up to 10 years |
Business Loan | Depends on the scheme availed | Up to ₹ 1,00,00,000 | 8.75% - 9.50% p.a. | Depends on the loan amount | Up to 10 years |
Education Loan | The student should be an Indian National Should have scored as per the marking set by bank | Up to ₹ 20,00,000 | 8.50%- 10.50% p.a. | Nil - ₹ 1,000 | Up to 15 years |
Fixed Deposit | An individual either solely or jointly A minor jointly with a major A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000) Charitable and educational institutions HUF Blind Persons Illiterate persons Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates | - | 2.75% - 5.50% | - | 7 days - 10 years |
Documents Required
Product Name | Documents |
---|---|
Home Loan | Duly Filled Application Form with 2 Passport Size Photographs Sale Deed & Agreement of Sale Bank Property Valuation Report/Full Cost Estimate Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority Identity Proof - PAN Card/Passport/Voter ID/ Driving License Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill Income Proof - Salary Slip/ ITR, Latest Bank Statements Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member |
Personal Loan | Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed) |
Vehicle Loan | Age Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed) Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID Sign Verification Proof - Driving License/ Passport copy/ PAN Card |
Loan Against Property | Application form Financial Statements in case limit is over Rs.10.00 Lakh Copy of Sales Tax / VAT / any other Tax Registration if applicable Details of Property offered along with the latest valuation For existing business, statement of accounts maintained with other Banks |
Business Loan | Proof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company) Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company) Proof of business Address Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank Copy of Sales tax / VAT /any other Tax Registration Memorandum and articles of association of the Company/ Partnership Deed of partners etc. Assets and liabilities statement of promoters and guarantors along with latest income tax returns Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable SSI / MSME registration if applicable Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above) In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover) |
Education Loan | Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement Latest salary slip showing all deductions or Form 16 along with recent salary certificate Bank Statement/Pass Book of last 6 months Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |
Fixed Deposit | Proof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement |