Citibank Chennai
Last Updated : May 29, 2018, 3:40 p.m.
About Citibank
Owned by Citigroup, a multinational financial services corporation, Citibank is the recognised bank in the nation. It was founded in the year 1902. The Indian headquarters of the bank is located at Bandra Kurla Complex in Mumbai. The bank has a network of 44 branches operating in 31 cities and over 700 ATMs spread across the country. The banking services offered by the bank can also be availed through internet banking portal. In the year 2012, the bank was declared as the ‘Best Consumer Internet Bank in India’ by the Global Finance. It also received the ‘Best Corporate/ Institutional Internet Bank’ award consequently for two years.
With the vision and mission to serve the banking requirement of the people of the country, the bank provides the dedicated services that bind the customers throughout. It offers its customers a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage and wealth management. Each product is uniquely featured to resolve the financial trouble of the customer. The customer can select the product that best serves the purpose.
Address of Citibank Branches in Chennai
The complete address, IFSC Code, MICR Code and customer care details of Citibank branch located in Chennai is mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Chennai | No. 2, Club House Road, Chennai - 600002 | CITI0000003 | 600037002 | 1800 180 2484/ 28460014/ 044-42274419 |
Products Offered by Citibank in Chennai
In Chennai, Citibank offers home loans, personal loans, loan against property, commercial vehicle loans, business loans, under the category of loans and high-interest rates under the category of investment products.
Basic Details of Citibank Products
Product | Eligibility | Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
Home Loan | At least 23 years of age Minimum work experience of 2 years | Up to 10 Crores | 8.45% Onwards | Up to 0.40% of the loan amount | 25 years |
Personal Loan | Salaried individuals Self-employed professional and business owners Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan | Up to 30 lakhs | 10.49% Onwards | Up to 2.5% of the loan amount sanctioned | 5 years |
Commercial Vehicle Loan | - | Up to 1 Crores | As per bank's norm | Up to 3% of the loan amount | 4 years |
Business Loan | - | Up to 80% of the value of the collateral | - | Up to 2% of the loan amount sanctioned | 6 months |
Loan Against Property | Individual of at least 23 years of age Salaried individual of maximum 60 years of age Self-employed individuals of maximum 65 years of age Salaried individuals with at least 3 years of working experience Self-employed individuals with at least 2 years of cash profit | Up to 5 Crores | 9.50% p.a. | Up to 0.75% of the loan amount | 15 years |
Fixed Deposit | Valid identity proof Valid address proof A permanent address A telephone number | 15 lakhs and above | 2.00% - 4.25% | NA | 5 years and above |
Documents Required
Product | Documents | |
---|---|---|
For Salaried | For Self-employed | |
Home Loan | Signed application form with photograph ID and residence proof Approved Building Plan Last 3 months bank statements Last 3 months salary-slips Form 16 or Income Tax Returns | Signed application form with photograph ID and residence proof Approved Building Plan Last 3 months bank statements Last 2 years Income Tax Returns Last 2 years CA Certified Profit & Loss Account |
Personal Loan | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Overseas Citizen of India Card Person of Indian Origin Card Job card issued by NREGA1 Letters issued by the Unique Identification Authority of India Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Valid Identity card Utility Bill not more than 3 months old with name & address 3 Food Card (Ration Card) Letter from employer Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer Last 3 months bank account statement, signed and stamped by existing banker Mutual Fund statements Overseas Citizen of India Card Person of Indian Origin Card Latest IT Return Original Letter from Company Proof of Age - Birth Certificate School Leaving certificate Passport Length of Employment / Continuity of Business- Letter from employer Old PaySlip/For m 16 HR check by designated CPA resource Proof of Income and Occupation- Latest one or 2 salary slip (not more than 3 months old) Latest Form 16 Last 3 months bank statement | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Overseas Citizen of India Card Person of Indian Origin Card Professional License With Photograph Trade License With Photograph Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Valid Identity card Utility Bill not more than 3 months old with name & address 3 Food Card (Ration Card) Letter from employer Lease Deed/Rent agreement Copy/ Property Registration Document in the name of the Customer Last 3 months bank account statement, signed and stamped by existing banker Mutual Fund statements Overseas Citizen of India Card Person of Indian Origin Card Latest IT Return Proof of Age- Birth Certificate School Leaving certificate Passport Length of Employment / Continuity of Business- Lease Deed/Rent Receipts Ownership Document Utility Bills Tax Returns from the same city 3 year old bank statement Proof of Income and Occupation- IT Returns for last 2 years and supplementary documents Computation of Income Schedule P&L Account Balance Sheet Audit Report Above accounts to be certified by CA Last 6 months bank statement |
Vehicle Loan | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Proof of Age - Birth Certificate School Leaving certificate Passport | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Proof of Residence- Valid Driving License Valid Passport Voter’s ID card Proof of Age- Birth Certificate School Leaving certificate Passport |
Business Loan | Proof of Identity- Photograph is mandatory PAN Proof of Residence- Valid Driving License Valid Passport Proof of Age - Birth Certificate School Leaving certificate Passport | Identity Proof- Photograph is mandatory PAN Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport |
Loan Against Property | Filled loan application form 2 Passport size photos Last 2 years ITR Identity proof (Passport/Driving License/Voter ID/PAN Card) Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport) Last 6 months salary slip Last 2 years Form 16 Last 6 months bank statement showing salary credit | Filled loan application form 2 Passport size photos Last 2 years ITR Identity proof (Passport/Driving License/Voter ID/PAN Card) Residential address (Leave and License/Registered Rent Agreement/Utility bill up to 3 months/Passport) Business proof such as VAT/service tax registration Incorporation details in case of companies Business address proof Profit and loss account Balance sheet certified by CA Copy partnership in case of partnership business |
Fixed Deposit | Proof of Identity- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport Voters card with DOB | Identity Proof- Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Proof of Residence- Valid Driving License Valid Passport Proof of Age- Birth Certificate School Leaving certificate Passport Voters card with DOB |