Citibank Home Loan in Chennai

Last Updated : May 5, 2018, noon
About Citibank Home Loan in Chennai
To live in your own house is definitely a wonderful feeling. It is completely soothing when after day’s hassle you enter in your home and have a breath of comfort. To all those who want to grasp this comfort, Citibank offers a home loan at the attractive rate of interest. Through its home loan product, the customer can purchase their dream home. The bank gives a loan to the selected people who are considered eligible as per bank’s norms. Information regarding home loan eligibility and interest rates in provided below.
Citibank Home Loan in Chennai at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.45% Onwards |
Loan amount | Up to ₹ 10 Crores |
Tenure | 25 years |
Processing fee | Up to 0.40% of the loan amount |
Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Citibank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
- The minimum age of the applicant should at least be 23 years
- The applicant must have minimum work experience of 2 years
Documents Required
In order to avail the benefit of home loan, the individual needs to submit the following documents:
- Signed application form with photograph
- ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
- Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/
- Passport/ Voter ID
- Approved Building Plan
- Last 3 months bank statements
- Last 3 months salary-slips
- Form 16 or Income Tax Returns
- Last 2 years Income Tax Returns
- Last 2 years CA Certified Profit & Loss Account
Check more details on Home Loan Chennai
Address of Citibank Branches in Chennai
The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Chennai is mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Chennai | No. 2, Club House Road, Chennai - 600002 | CITI0000003 | 600037002 | 1800 180 2484/ 28460014/ 044-42274419 |
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