Citibank Home Loan Chennai - IFSC, Rates February 2024, EMI, Eligibility

Citibank Home Loan in Chennai

About Citibank Home Loan in Chennai

To live in your own house is definitely a wonderful feeling. It is completely soothing when after day’s hassle you enter in your home and have a breath of comfort. To all those who want to grasp this comfort, Citibank offers a home loan at the attractive rate of interest. Through its home loan product, the customer can purchase their dream home. The bank gives a loan to the selected people who are considered eligible as per bank’s norms. Information regarding home loan eligibility and interest rates in provided below.

Citibank Home Loan in Chennai at a Glance

Interest Rate 8.45% Onwards
Loan amountUp to ₹ 10 Crores
Tenure25 years
Processing feeUp to 0.40% of the loan amount
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Citibank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:

  • The minimum age of the applicant should at least be 23 years
  • The applicant must have minimum work experience of 2 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Signed application form with photograph
  • ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
  • Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/
  • Passport/ Voter ID
  • Approved Building Plan
  • Last 3 months bank statements
  • Last 3 months salary-slips
  • Form 16 or Income Tax Returns
  • Last 2 years Income Tax Returns
  • Last 2 years CA Certified Profit & Loss Account

Check more details on Home Loan Chennai

Address of Citibank Branches in Chennai

The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Chennai is mentioned in the table below:

Branch Name
Complete Address
Contact Number
ChennaiNo. 2, Club House Road, Chennai - 600002CITI00000036000370021800 180 2484/ 28460014/ 044-42274419

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%