Corporation Bank Home Loan Kochi - IFSC, Rates March 2024, EMI, Eligibility

Corporation Bank Home Loan in Kochi

About Corporation Home Loan in Kochi

Kochi or Cochin is a city in India’s coastal Kerala state and is popular for mesmerizing natural beauty. Having said that, there is a good possibility that Kochi will be India’s next real estate hotspot. Kochi is also the first Tier-II city to propose metro rail and all of this all together has increased the demand for homes and hence home loans. Hence, if you are also planning to a have a home of your own in this paradise, Corporation Bank home loans have one of the lowest interest rates giving you the option to choose the tenure and hence pay low EMI. Check eligibility now and the documentation needed to apply for this loan and get instant approval. Below are the Kochi details so you can apply at your nearest branch.

Corporation Bank Home Loan Kochi at a Glance

Interest Rate8.60% - 11.20%
Loan amountFor Metro Cities - ₹ 500 lakh
Port Town(Other than Metro) and Urban Cities- ₹100 lakhs
Semi Urban Cities-₹50 lakh
Rural Cities -₹ 35 lakhs
Tenure30 years
Processing FeeCorp Home-0.50% of loan amount, maximum of ₹ 50,000

Corp Ghar Shobha-0.50% of loan amount subject to a minimum of ₹ 10,000/-
Prepayment ChargesNIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Corporation Bank is as follows:

  • Age of the applicant must be between 18 to 65 years with an independent and regular source of income.

Documents Required

The documents checklist that an applicant must have at the time of applying for a home loan at Corporation Bank is as follows:

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried
  • Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years
  • Bank Account Statement for the Last 6 Months
  • Track record of existing loans, if any
  • Details of property you look to buy & construct

For more information, read Home Loan Kochi

Corporation Bank Branches in Kochi

The branch address, IFSC Code, MICR Code and customer care details of Corporation Bank branches located in Kochi are mentioned in the table below:

Branch NameComplete AddressIFSCMICRContact Number
Kochi (Cochin)I Floor, Star Junction, Mattancherry, KochiCORP00000286820170040484-2227148
ErnakulamRadhakrishan Bldg, Ernakulam - Cochin - 682031CORP00000776820170020484-2351712, 2353648
Ernakulam - RavipuramVettal Chambers, M G Road, Kochi - 682016CORP00001316820170060484-2357403
ElamakkaraRaghvan Pillai Memorial Bldg, Pudukkalavattom Road, Elamakkara, Kochi - 682026CORP00002276820170030484-2408949, 2538727
Kochi I Floor, M.G. Road, Ernakulam, Kochi CORP00005196820170010484-2359186-87
Ernakulam Vyttila Vyttila Dist: Ernakulam - 682019CORP00006726820170070484-2305711, 2305677
PalarivattomVasudev Complex, Palarivattom, Kochi - 682025CORP00006996820170080484-2333150, 2333151
Sannidhi Road 39/4083 - B Krishnanjali Buildings, Ravipuram Temple Road, Ravipuram, Ernakulam, Kochi - 682016CORP00008936820170130484-2359413
LIC of India - Thoppumpady LIC of India, Edathil Building, Cc 16/990 - 3, Pt Jacob Road, Thoppumpady, Kochi - 682005CORP00021266820170120484-2211912
Vallarpadom1st Floor, Rose Arcade, Panambukad Road, Vallarpadom, Ernakulam-682504CORP00015756820170160484-2751801
Panampilly Nagar60 By 8, A Ground Floor, Opposite Mpeda Kizhavana Road, Panampilly Nagar, Kochi 682032, KeralaCORP0001974NON-MICR9446536022
PanayikullamMandayapurath BuildingCORP0003040NON-MICR2512254

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%