SBI Credit Cards for Defence Personnel

The credit card industry is attempting to reach out to all customers and cater to various professionals. Furthermore, in order to meet this requirement, banks have strategically introduced new credit cards into the market. SBI has entered the race by introducing SBI Credit Cards for Defence Personnel. Thus, Defence Personnel Credit Cards are designed specifically for Army, Navy, and Paramilitary personnel. As a result, defence professionals can make the most of them. These SBI Defence Personnel Credit Cards include benefits such as fuel surcharge, credit card imprinted with service branches.

Dive deeper into this article to understand all about the different types of SBI Credit Cards for Defence Personnel.

Types of SBI Credit Cards for Defence Personnel

We have found some of the Best SBI Credit Cards that would cater to defence professionals. All of them are amazing and provide till the date the best benefits in comparison to other credit cards. Additionally, if you are looking for defence credit cards from various banks, take a look at these Best Credit Cards for Defence Personnel.

Here are SBI Credit Cards for Defence Personnel:

Shaurya Select SBI Credit Card

The Shaurya Select SBI Card is a credit card introduced by the SBI Card to thank military personnel for their service. SBI has introduced the Shaurya Select SBI Card to recognize our brave professionals serving in the Army, Navy, and Paramilitary forces. It offers several advantages to members of the armed forces. Furthermore, as a Defence Personnel Credit Card, it includes a variety of other benefits from various categories. Furthermore, the first year of the Shaurya Select Card is free. You can, however, obtain this SBI Credit Card by paying a renewal fee of INR 1,499.

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Listed down are the few benefits of the Shaurya Select SBI Card:

  • Spend INR 100 on Dining, Movies, Department Stores, and Groceries and you will receive 10 reward points.
  • You will receive 2 reward points for every INR 100 spent on all other purchases.
  • When you pay the renewal fee, you will receive 1500 reward points.
  • Reach the spending threshold and receive an INR 500 Pizza Hut e-Voucher
  • With an annual spending of INR 5 Lakh, you will receive an Rs.7,000 e-Gift Voucher from Yatra or Pantaloons.
  • The renewal fee would be waived if you spent INR 1.5 lakh per year.
  • Personal Accidental Insurance Coverage of INR 10 Lakh.
  • Fuel Surcharge Waiver of 1%.
  • 24×7 concierge services.
  • Assistance in gift delivery, flower delivery, Restaurant referral, Courier service, Car Rental, and many more services.

Fee and Charges

Following is the Fees and Charges structure:

Annual FeeNIL
Renewal FeeINR 1499
Cash Advance Fee2.5% or 500 whichever is greater
Cash Payment FeeINR 250 + Taxes
Interest-Free Period20 -50 Days
Finance Charges3.50% per month
Minimum Amount Due Charges5% of the Outstanding Amount
Cash Advance LimitMaximum of ₹12000 per day up to 80% of the credit limit.

SBI Shaurya Credit Card

The Shaurya Credit Card has been created to serve the brave army personnel of our country. It has been one of the Best Credit Cards that is backed with a number of benefits. Additionally, your service branch—Air Force, Army, Navy, and Paramilitary—is printed on your credit card.

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The benefits you can obtain from this SBI Credit Card are as follows:

  • As a welcome gift, you will receive 1000 reward points.
  • You can earn 5X reward points for CSD, Dining, Movies, Department Stores, and Grocery Spending.
  • Earn 1 Reward Point for every INR 100 spent in the remaining categories.
  • Your renewal fee would be waived if you spent INR 50,000 per year.
  • In India, a 1% fuel surcharge is waived at all petrol pumps.
  • Personal Accidental Death Insurance in the amount of INR 2 Lakhs.
  • Your service branches, such as Air Force, Army, Navy, and Paramilitary, are imprinted on your credit card.

Fee and Charges

Below mentioned is the fees structure for the Shaurya Credit Card:

Annual FeeINR 250
Renewal FeeINR 250
Cash Advance FeeEither 2.5% or 500 which is greater
Cash Payment FeeINR 250 + Taxes
Interest-Free PeriodIt could range from 20 -50 days
Finance Charges3.50% per month

How does the SBI Defence Personnel Contactless Card work?

SBI Credit Card is equipped with contactless technology. It further enables a more secure and safe environment. Now you can make transactions faster without even entering the PIN.

A step-by-step process is given to make you understand how contactless technology works:

  • Visit the store and buy your favourite items.
  • Present your contactless credit card at the cashier and look for the Rupay contactless mark.
  • After that, the cashier will enter the amount into the terminal.
  • Check the sum on the contactless dashboard.
  • Now, hold your credit card close to the POS.
  • A successful payment message will appear. You did not, however, have to enter the PIN for the transaction.
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Safety Tips for the SBI Credit Card

Given below are the process that you should follow to keep your SBI Defence Personnel Credit Card protected:

  • Never give out your credit card PIN to anyone.
  • Don’t give someone else your credit card to use on your behalf.
    If you forgot your PIN you can’t change it by yourself. Further, you need to contact the SBI Card Helpline number for assistance.
  • Follow the instructions carefully and within the time limit when withdrawing cash from an ATM.
  • The machine may sometimes retain or eject the SBI Defence Personnel Credit Card. This is due to the fact that you do not act after entering the PIN.
  • If your credit card is lost or stolen, you must pay a card replacement fee to have it reissued.


SBI Credit Cards for Defence Personnel have been assisting our country’s brave professionals. They are carefully curated credit cards that offer a wide range of services. As previously stated, SBI offers the best credit cards for defence personnel in India. Nonetheless, SBI continues to update the credit card segment in response to customer demand. If you have a problem or don’t understand something, you can contact the SBI Customer Care Service. As a result, they have a dedicated customer service department. Furthermore, they are all committed to addressing all issues.

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