SBI Shaurya Select Credit Card - Features, Offers 2024, Fee - Wishfin

SBI Shaurya Select Credit Card


  • Earn 1500 Reward Points on the Payment of Annual Fee of SBI Shaurya Credit Card.
  • Know the Rates and other charges of the credit card.
  • See the Various Payment options for paying the bills.

SBI has paid a tribute to the Indian Army and launched SBI Shaurya Select Credit Card with a lot of offers. Get exciting discounts and offers on the purchase from army canteen store departments and other departmental stores. You’ll also get an insurance cover for personal accidents of ₹10 lacs. There a lot of other features as well so explore more and lift up the veil from the features..

Credit Card

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    Professional Details

    Personal Details

    Features of SBI Shaurya Select Credit Earn Reward PointsCard

    • 10x Reward Points on departmental store, dining, grocery, and movie spends
    • 1% Fuel Surcharge Waiver
    • 24×7 Concierge Services
    • Complimentary Personal Accident Cover of Rs. 10 lakh
    • Annual Fee Waiver for the First Year

    Insurance Cover and Fuel Surcharge Waiver

    • Get an Insurance cover on Personal Accidents of ₹10 lacs. (offered by Rupay)
    • Get a Fraud Liability of ₹1 lac in the case of losing the card.
    • Fuel Surcharge Waiver of 1% on all the petrol pumps across India.

    Terms and Conditions

    • The minimum age for taking the insurance cover is 18 years.
    • The maximum age for taking the insurance cover is 70 years.
    • Fuel surcharge benefits are valid with a minimum transaction of ₹500 and a maximum transaction of ₹4000.
    • The Maximum benefit in the fuel surcharge waiver is ₹250 per month.

    Rates and Charges of the SBI Shaurya Select Credit Card

    No annual fee for first year, and second year renewal fee waive off upon spending of ₹1.5 Lakh or more. Otherwise, pay ₹1,499.

    Types of FeesAmount (In ₹)
    Card Replacement100-250
    Rewards Redemption Fee99
    Payment Dishonor500
    Over Limit Fees600
    Finance Charges3.50% per month
    Cash Payment fee250
    Cash Advance Fees500
    Foreign Currency Transaction fee3.5%(For All Cards Except Elite & Aurum)
    Processing Fee on all Rent Payment Transactions199
    Balance Transfer1.7% per month (for 180 days tenure)

    Late Payment Charges

    Outstanding AmountCharges
    For the amount between ₹ 0 to ₹500NIL
    Exceeding ₹500 and up to ₹1,000₹400
    Exceeding ₹1,000 and up to ₹10,000₹750
    Exceeding ₹10,000 and up to ₹25,000₹950
    Exceeding ₹25,000 and up to ₹50,000₹1,100
    Above ₹50,000₹1,300


    The SBI Shaurya Select Credit Card is a good option for defense personnel and individuals who spend a lot on departmental stores, dining, groceries, and movies. It offers a high reward rate of 10x Reward Points on these categories, as well as other benefits such as fuel surcharge waiver, concierge services, and complimentary personal accident cover. However, the high annual fee and other fees and charges should be taken into consideration before applying for the card.

    Overall, the SBI Shaurya Select Credit Card is a good rewards credit card for individuals who are looking to save money on their everyday purchases.