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About Dena Bank Home Loan Agra
Dena Bank Home Loan Agra offers tailor made home loans to suit individual needs or requirements of people. The loans can be availed for a range of purposes.Whether it is related to constructing a house, buying a new house, purchase of a resale house, redecoration or improvement of an existing house, balance transfer and much more. The interest rates are affordable enough to accommodate every interest of prospective borrowers.
Dena Bank Home Loan Agra at a glance
|Interest Rate||8.60% - 8.75%|
|Loan Amount||Up to ₹ 200 lakhs for the purchase/construction of a house. |
Up to ₹ 10 lakhs for renovation/upgradation.
|Tenure||Upto 30 years-for the purchase of a new flat/house/construction/extension.|
Upto 10 years- for repairs, renovation and upgradation.
|Processing Fee||0.50% of sanctioned limit.|
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Agra
Address of Dena Bank Branches in Agra
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Delhi Gate||Bank Building, Hari Prabhat, Delhi Gate, Agra, U.P||BKDN0720724||282018002||0562-2521517|
|Aligarh Road||Office No.4, 5, 6, 7, 16, 17, Shiv Priya Complex, Near Ram Bagh Chauraha, Aligarh Road, Agra, Pin 282006||BKDN0721668||NON-MICR||7499159443|