About Dena Bank Home Loan Bengaluru
People living in Silicon Valley i.e. Bengaluru have a reason to widely prefer home loans. Across several builders surrounding the city and also varied professionals coming from different cities each year for employment avenues look for affordable housing societies within the city. The flexible interest rates and EMIs give the best option for Bengaluru people to avail home loans.
Dena Bank Home Loan Bengaluru at a glance
|Interest Rate||7.45% - 8.80%|
|Loan Amount||Up to ₹ 200 lakhs for the purchase/construction of a house. |
Up to ₹ 10 lakhs for renovation/upgradation.
|Tenure||Upto 30 years-for the purchase of a new flat/house/construction/extension.|
Upto 10 years- for repairs, renovation and upgradation.
|Processing Fee||0.50% of sanctioned limit.|
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Bengaluru
Address of Dena Bank Branches in Bengaluru
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Kempegowda Rd.)||Kempegowda Road, PB No.9901, Bangalore, Karnataka - 560009||BKDN0610078||560018002||080-2200676/2268918|
|JC Road||2, Corporation Shops, Jayachamrajendra Road, Bangalore - 560002||BKDN0610279||560018003||080-2226661/2247983|
|Budigere||433, Main Road, TAL. Devanahalli, Via Sulibele, Dist. Budigere||BKDN0610433||NON-MICR||080-27604181|
|Indira Nagar||No.2990/C, 12th Amain, Hal, II Stage, Indira Nagar, Bangalore - 560038||BKDN0610521||560018006||080-5281667/5200704|
|Brigade Road||Sri Sabari Complex No. 24, Resedency Road, Bangalore - 560025||BKDN0610670||560018004||080-25588463|
|Jayanagar||36 By A Cross, 9TH Main Road, 5TH Block, Jayanagar, Dist. Bangalore, Karnataka||BKDN0610930||560018007||080-22445563 / 22446944|
|Nagashetti Halli||Maruthi Complex, 1st Floor, Nagasetty Halli||BKDN0611080||560018010||080-3416829/3414386|
|JP Nagar||127 / A, 8th Main, J.P.Nagar, III Phase, Bangalore - 560078||BKDN0611150||560018011||080-6580826|
|Nagarbhavi||5.SRS Complex, 80 Feet Road, NGEF Layout Bangalore - 560072||BKDN0611192||560018012||080-23212937|
|Chola Nagar||# 38 , C I L Main Road, Thimmakka Layout, Near Acharya Institute, Cholanagar, Bangalore - 560032||BKDN0611213||560018013||080-23530004|