Dena Bank Home Loan in Bengaluru

About Dena Bank Home Loan Bengaluru

People living in Silicon Valley i.e. Bengaluru have a reason to widely prefer home loans. Across several builders surrounding the city and also varied professionals coming from different cities each year for employment avenues look for affordable housing societies within the city. The flexible interest rates and EMIs give the best option for Bengaluru people to avail home loans.

Dena Bank Home Loan Bengaluru at a glance

Interest Rate8.50% - 10.60%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Bengaluru

Address of Dena Bank Branches in Bengaluru

Branch NameComplete AddressIFSCMICRContact Number
Kempegowda Rd.) Kempegowda Road, PB No.9901, Bangalore, Karnataka - 560009 BKDN0610078560018002080-2200676/2268918
JC Road2, Corporation Shops, Jayachamrajendra Road, Bangalore - 560002BKDN0610279560018003080-2226661/2247983
Budigere433, Main Road, TAL. Devanahalli, Via Sulibele, Dist. Budigere BKDN0610433NON-MICR080-27604181
Indira NagarNo.2990/C, 12th Amain, Hal, II Stage, Indira Nagar, Bangalore - 560038 BKDN0610521560018006080-5281667/5200704
Brigade RoadSri Sabari Complex No. 24, Resedency Road, Bangalore - 560025BKDN0610670560018004080-25588463
Jayanagar36 By A Cross, 9TH Main Road, 5TH Block, Jayanagar, Dist. Bangalore, KarnatakaBKDN0610930560018007080-22445563 / 22446944
Nagashetti HalliMaruthi Complex, 1st Floor, Nagasetty HalliBKDN0611080560018010080-3416829/3414386
JP Nagar127 / A, 8th Main, J.P.Nagar, III Phase, Bangalore - 560078BKDN0611150560018011080-6580826
Nagarbhavi5.SRS Complex, 80 Feet Road, NGEF Layout Bangalore - 560072BKDN0611192560018012080-23212937
Chola Nagar # 38 , C I L Main Road, Thimmakka Layout, Near Acharya Institute, Cholanagar, Bangalore - 560032 BKDN0611213560018013080-23530004

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%