Dena Bank Home Loan in Bhubaneswar

Home Loan Rates 2017 54 views

About Dena Bank Home Loan Bhubaneswar

Are you looking for the best home loan provider in the marketplace? Consider Dena Bank Home Loan Bhubaneswar which offers shelter to your dreams. With attractive interest rate, lower charges and flexible EMI options to choose from. Owing to these benefits, Dena Bank Home Loan Bhubaneswar is widely preferred among various types of customers.

Dena Bank Home Loan Bhubaneswar at a glance

ParticularsDetails
Interest Rate8.30% - 8.40%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Bhubaneswar

Address of Dena Bank Branches in Bhubaneswar

Branch NameComplete AddressIFSCMICRContact Number
Bhubaneswar Khurda78, Janapath, Kharvela Nagar, Bhubaneswar, Orissa - 751001BKDN09107597510180020788-2224931/2223579
PatiaDenabank, Patia Branch, Plot No.516/1676, Khata No.-489/45, Patia, Bhubaneswar-751024BKDN0911729NON-MICR0788-8895209581

 

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