Dena Bank Home Loan in Chandigarh

About Dena Bank Home Loan Chandigarh

Dena Bank Home Loan Chandigarh encourages home loan borrowers to show their dreams a realistic place. Yes, where every home loan dreams find its existence. With affordable interest rates, minimal documentation processes and instant approval of home loans gives space for every dream home to get fulfilled at Dena Bank.

Dena Bank Home Loan Chandigarh at a glance

ParticularsDetails
Interest Rate8.50% - 8.65%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Chandigarh

Address of Dena Bank Branches in Chandigarh

Branch NameComplete AddressIFSCMICRContact Number
ChandigarhSector NO.7 - C, Madhya Marg, Chandigarh - 160007BKDN07104701600180010172-795540/795726
Sector 38 ChandigarhSCO - 182, Chandigarh, Sector 38/C, ChandigarhBKDN0731225NON-MICR0172 - 26545467

 

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