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About Dena Bank Home Loan Chennai
Dena Bank Home Loan Chennai invites several home loan borrowers to avail the exclusive home loan in the name “ Dena Niwas Home Loan” for purchasing a plot, constructing a house, buying a ready built house or buying under construction property and much more.The loans are approved subject to the eligibility criteria and repaying capacity of an applicant.
Dena Bank Home Loan Chennai at a glance
|Interest Rate||8.60% - 8.75%|
|Loan Amount||Up to ₹ 200 lakhs for the purchase/construction of a house. |
Up to ₹ 10 lakhs for renovation/upgradation.
|Tenure||Upto 30 years-for the purchase of a new flat/house/construction/extension.|
Upto 10 years- for repairs, renovation and upgradation.
|Processing Fee||0.50% of sanctioned limit.|
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Chennai
Address of Dena Bank Branches in Chennai
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|George Town||Kadel Chambers, 340, Mint Street, Chennai - 600001||BKDN0620063||600018004||044-25388814/ 25396693|
|Mount RD||Satya Complex, 1/1 G.P.RD1st Floor, (Mount Road)Chennai, Tamil Nadu600002||BKDN0620137||600018004||044-28601285|
|Hamilton Bridge||6 - A, Edward Elliot Rd., Hamilton Bridge, Chennai, Tamilnadu - 600004||BKDN0620511||600018010||044-28131080/28132403|
|T.Nagar||Opp.Power House, No. 1, T.C.Rd., T.Nagar, Chennai, Tamilnadu - 600017||BKDN0620512||600018005||044-24332656-57|
|Tondiarpet||637, T.H.Road, Tondiarpet, Chennai - 600081||BKDN0620525||600018009||044-25971247/25951370|
|Nungambakkam||Hotel Ganpat Bldg., 103, M.G. Road, Nungambakkam, Chennai, Tamilnadu||BKDN0620619||600018011||044-22825814/28275604|
|Amminjikarai||703, Poonamalle High Road, Amminjikarai, Chennai||BKDN0620678||600018008||044-26449605/26454980|
|Sembudoss Street||80/81, Broadway, Chennai - 600108||BKDN0620683||600018003||044-25262609/25227207;|
|Alwarpet||Apthagiri Apt., 83, Mowbrays Rd., Chennai, Tamilnadu - 600018||BKDN0620863||600018007||044-24982575/24994279|
|Purasawalkam||1, Raja Annamalai Road, 1st Floor, Purasawalkam, Madras - 600084||BKDN0621030||600018012||0424-2222030/2214390|
|Retail Asset Branch, Chennai||Retail Asset Br, 83, T.T.K Road, Alwarpet, Chennai||BKDN0621235||600018016||044 - 24994279|
|Corporate Business Branch||First Floor, Beta Wing, Raheja Towers, 177, Anna Salai, Chennai - 600002||BKDN0621238||NON-MICR||044-28603120|
|Redhills Chennai||121/4, Nehru Street, Mondi Amman Nagar, Redhills, Chennai, Tamil Nadu - 600052||BKDN0621277||600018019||022-26323457|