Dena Bank Home Loan in Chennai

About Dena Bank Home Loan Chennai

Dena Bank Home Loan Chennai invites several home loan borrowers to avail the exclusive home loan in the name “ Dena Niwas Home Loan” for purchasing a plot, constructing a house, buying a ready built house or buying under construction property and much more.The loans are approved subject to the eligibility criteria and repaying capacity of an applicant.

Dena Bank Home Loan Chennai at a glance

Interest Rate7.45% - 8.80%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Chennai

Address of Dena Bank Branches in Chennai

Branch NameComplete AddressIFSCMICRContact Number
George TownKadel Chambers, 340, Mint Street, Chennai - 600001BKDN0620063600018004044-25388814/ 25396693
Mount RDSatya Complex, 1/1 G.P.RD1st Floor, (Mount Road)Chennai, Tamil Nadu600002BKDN0620137600018004044-28601285
Hamilton Bridge6 - A, Edward Elliot Rd., Hamilton Bridge, Chennai, Tamilnadu - 600004 BKDN0620511600018010044-28131080/28132403
T.NagarOpp.Power House, No. 1, T.C.Rd., T.Nagar, Chennai, Tamilnadu - 600017BKDN0620512600018005044-24332656-57
Tondiarpet637, T.H.Road, Tondiarpet, Chennai - 600081BKDN0620525600018009044-25971247/25951370
NungambakkamHotel Ganpat Bldg., 103, M.G. Road, Nungambakkam, Chennai, Tamilnadu BKDN0620619600018011044-22825814/28275604
Amminjikarai703, Poonamalle High Road, Amminjikarai, ChennaiBKDN0620678600018008044-26449605/26454980
Sembudoss Street80/81, Broadway, Chennai - 600108BKDN0620683600018003044-25262609/25227207;
AlwarpetApthagiri Apt., 83, Mowbrays Rd., Chennai, Tamilnadu - 600018BKDN0620863600018007044-24982575/24994279
Purasawalkam1, Raja Annamalai Road, 1st Floor, Purasawalkam, Madras - 600084BKDN06210306000180120424-2222030/2214390
Retail Asset Branch, ChennaiRetail Asset Br, 83, T.T.K Road, Alwarpet, ChennaiBKDN0621235600018016044 - 24994279
Corporate Business BranchFirst Floor, Beta Wing, Raheja Towers, 177, Anna Salai, Chennai - 600002BKDN0621238NON-MICR044-28603120
Redhills Chennai121/4, Nehru Street, Mondi Amman Nagar, Redhills, Chennai, Tamil Nadu - 600052BKDN0621277600018019022-26323457


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