About Dena Bank Home Loan Ghaziabad
People living in Ghaziabad city have a reason to avail home loans. With various builders surrounding the city and also numerous of people coming to the city each year for employment opportunities look for an affordable shelter in the city. No worries as Dena Bank Home Loan Ghaziabad has exclusive and widest range of home loans to meet the varied needs of the people of Ghaziabad in the best appropriate manner.
Dena Bank Home Loan Ghaziabad at a glance
|Interest Rate||7.45% - 8.80%|
|Loan Amount||Up to ₹ 200 lakhs for the purchase/construction of a house. |
Up to ₹ 10 lakhs for renovation/upgradation.
|Tenure||Upto 30 years-for the purchase of a new flat/house/construction/extension.|
Upto 10 years- for repairs, renovation and upgradation.
|Processing Fee||0.50% of sanctioned limit.|
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Ghaziabad
Address of Dena Bank Branches in Ghaziabad
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Ghaziabad||17, Navayug Market, Ghaziabad - 201001||BKDN0720687||110018029||0120-2797269|
|Vaishali||Gaur Gravity Heights Hall No 8, Sector 4, Vaishali, Up 201002||BKDN0711660||NON-MICR||9869182555|
|Raj Nagar||J 3 Raj Nagar District Centre, Raj Nagar, Ghaziabad, Uttar Pradesh, Pincode 201001||BKDN0711826||NON-MICR||9411803194|
|Vasundhara||Plot No C 15 Ground Floor Sector 15 Vasundhara Ghaziabad Uttar Pradesh Pin Code 201012||BKDN0711847||NON-MICR||9601566576|