Dena Bank Home Loan in Gurugram

About Dena Bank Home Loan Gurugram

Gurugram, the millennium city of India welcomes you by offering you the best deal for Dena Bank home loan. Now you can easily opt for this loan provision at an attractive interest rate, lowest fee & charges and also flexible time periods. Due to this reason, people of the city are preferring Dena Bank Home Loan Gurugram for being the best home loan provider in the marketplace.

Dena Bank Home Loan Gurugram at a glance

ParticularsDetails
Interest Rate8.50% - 8.65%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Gurugram

Address of Dena Bank Branches in Gurugram

Branch NameComplete AddressIFSCMICRContact Number
GurugramSCO - 17 - 18, Sector 7, Huda Shopping Complex, Gurugram - 122011, Haryana BKDN07111241100180250124-2309249
Sohna RoadUnit No 8 To 12 Ground Floor Universal Trade Tower Sohna Road Gurugram Haryana Pin Code 122101BKDN0711846NON-MICR8802380487

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