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About Dena Bank Home Loan in Guwahati
Dena Bank Home Loan Guwahati persuades individuals whether salaried employees, self-employed professionals, and businessmen to avail home loans for their instant solution of owning a home one day. The loans are available for a maximum amount of ₹ 200 lakhs for the purchase/construction of homes and upto ₹ 10 lakhs for renovation/upgradation purposes.
Dena Bank Home Loan Guwahati at a glance
|Interest Rate||7.25% - 8.25%|
|Loan Amount||Up to ₹ 200 lakhs for the purchase/construction of a house. |
Up to ₹ 10 lakhs for renovation/upgradation.
|Tenure||Upto 30 years-for the purchase of a new flat/house/construction/extension.|
Upto 10 years- for repairs, renovation and upgradation.
|Processing Fee||0.50% of sanctioned limit.|
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Guwahati
Address of Dena Bank Branches in Guwahati
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Guwahati||Oppmedical College, Pan Bazar, Guwahati 781001||BKDN0910587||781018002||0361-2548343/2636357|
|Beltola||1st Floor, Beltola Survey, Basistha Road, Guwahati, Assam - 785001||BKDN0911252||781018003||9954886355|