Dena Bank Home Loan in Kolkata

About Dena Bank Home Loan Kolkata

Dena Bank Home Loan Kolkata encourages people of Kolkata and outside regions to plan for their housing dream. The loans are available upto ₹ 200 lakhs for the purchase/construction of homes and upto ₹ 10 lakhs for renovation/upgradation purposes. Moreover, the repayment period gives the borrowers the flexibility to suitable plan for their equated monthly installments.

Dena Bank Home Loan Kolkata at a glance

ParticularsDetails
Interest Rate8.50% - 8.65%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Kolkata

Address of Dena Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
Burra Bazar112, Rabindra Sarani, P.B.No.704, Burra Bazar, Calcutta, West Bengal - 700073BKDN0910075700018004033-22685764(D)/22381581
Bhowanipore109/D, Ashutosh Mukherjee Road, Bhowanipore, Calcutta, West Bengal 700025BKDN0910081700018008033-24755568/24754932
Calcutta Shyam Bazar83/1, Bidhan Sarani, Shyam Bazar, Calcutta - 700004BKDN0910172700018012033-25556365/25553038
Kolkata Rashbehari Avenu41 A (C), Rash Behari Avenue, KolkataBKDN0910173700018011033-24634211/24643781
Park Street3, Park Street, Calcutta, West Bengal - 700016BKDN0910300700018005033-22267845(D)/22295487/6393
Beckbagan - Park CirBeck Bagan, 3, Mrigendra Lal Mitra RDCalcutta, West Bengal - 700017BKDN0910547700018007033-22409644/22477033
Sealdah20 A , Ramnath Biswas Lan Sealdah 700009BKDN0910647700018015033-23505638
Calcutta - Behala 427/a, Diamond Harbour Road, Calcutta - 700034 . BKDN0910690700018016033-24782526
College Street 52 BY 11A, College Street, Calcutta 700073 BKDN0910693700018014033-22414803
ManiktallaP - 241, CIT RD.Scheme - IV(M), Kankurgachi, Manicktalla, Calcutta - 700054, West BengalBKDN0910697700018010033-23345124/23207018

 

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