Dena Bank Home Loan in Kolkata
Last Updated : March 27, 2017, 1:08 p.m.
About Dena Bank Home Loan Kolkata
Dena Bank Home Loan Kolkata encourages people of Kolkata and outside regions to plan for their housing dream. The loans are available upto ₹ 200 lakhs for the purchase/construction of homes and upto ₹ 10 lakhs for renovation/upgradation purposes. Moreover, the repayment period gives the borrowers the flexibility to suitable plan for their equated monthly installments.
Dena Bank Home Loan Kolkata at a glance
Particulars | Details |
---|---|
Interest Rate | 8.50% - 10.60% |
Loan Amount | Up to ₹ 200 lakhs for the purchase/construction of a house. Up to ₹ 10 lakhs for renovation/upgradation. |
Tenure | Upto 30 years-for the purchase of a new flat/house/construction/extension. Upto 10 years- for repairs, renovation and upgradation. |
Processing Fee | 0.50% of sanctioned limit. |
Pre-payment Charges | Nil |
Eligibility Criteria
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Documents Required
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Kolkata
Address of Dena Bank Branches in Kolkata
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Burra Bazar | 112, Rabindra Sarani, P.B.No.704, Burra Bazar, Calcutta, West Bengal - 700073 | BKDN0910075 | 700018004 | 033-22685764(D)/22381581 |
Bhowanipore | 109/D, Ashutosh Mukherjee Road, Bhowanipore, Calcutta, West Bengal 700025 | BKDN0910081 | 700018008 | 033-24755568/24754932 |
Calcutta Shyam Bazar | 83/1, Bidhan Sarani, Shyam Bazar, Calcutta - 700004 | BKDN0910172 | 700018012 | 033-25556365/25553038 |
Kolkata Rashbehari Avenu | 41 A (C), Rash Behari Avenue, Kolkata | BKDN0910173 | 700018011 | 033-24634211/24643781 |
Park Street | 3, Park Street, Calcutta, West Bengal - 700016 | BKDN0910300 | 700018005 | 033-22267845(D)/22295487/6393 |
Beckbagan - Park Cir | Beck Bagan, 3, Mrigendra Lal Mitra RDCalcutta, West Bengal - 700017 | BKDN0910547 | 700018007 | 033-22409644/22477033 |
Sealdah | 20 A , Ramnath Biswas Lan Sealdah 700009 | BKDN0910647 | 700018015 | 033-23505638 |
Calcutta - Behala | 427/a, Diamond Harbour Road, Calcutta - 700034 . | BKDN0910690 | 700018016 | 033-24782526 |
College Street | 52 BY 11A, College Street, Calcutta 700073 | BKDN0910693 | 700018014 | 033-22414803 |
Maniktalla | P - 241, CIT RD.Scheme - IV(M), Kankurgachi, Manicktalla, Calcutta - 700054, West Bengal | BKDN0910697 | 700018010 | 033-23345124/23207018 |
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