Dena Bank Home Loan in Lucknow

Last Updated : May 5, 2018, 12:29 p.m.

About Dena Bank Home Loan Lucknow

Dena Bank has been extensively considered to be the leading contributors of home loans in order to help customers realize their dream of owning their home. There are various customers within Lucknow city and outside regions who prefer Dena Bank for their home loan purposes. Be it for purchasing a plot, constructing a house, buying a ready built house or buying one which is under construction. The interest rates are flexible which can be opted comfortably by every borrower. However, margin requirement stands differently on the basis of the borrower’s predetermined loan amount.

Dena Bank Home Loan Lucknow at a glance

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

• Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
• The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
• The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
• Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

• Identity Proof -PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
• Address Proof -Utility Bill/Passport/Aadhaar Card/Voter ID
• Income Proof -Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
• Bank Account Statement for the Last 6 Months.
• Track record of existing loans, if any.
• Details of property you look to buy & construct.

To know more details, visit Home Loan Lucknow

Address of Dena Bank Branches in Lucknow