Dena Bank Home Loan in Lucknow

Home Loan Rates EMI 2017 48 views

About Dena Bank Home Loan Lucknow

Dena Bank has been extensively considered to be the leading contributors of home loans in order to help customers realize their dream of owning their home. There are various customers within Lucknow city and outside regions who prefer Dena Bank for their home loan purposes. Be it for purchasing a plot, constructing a house, buying a ready built house or buying one which is under construction. The interest rates are flexible which can be opted comfortably by every borrower. However, margin requirement stands differently on the basis of the borrower’s predetermined loan amount.

Dena Bank Home Loan Lucknow at a glance

ParticularsDetails
Interest Rate

8.60% - 8.80%

Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Lucknow

Address of Dena Bank Branches in Lucknow

Branch NameComplete AddressIFSCMICRContact Number
Hazratganj11, M.G. Road, PB No.114, Hazrat Ganj, Lucknow, Uttar Pradesh - 226001BKDN07201852260180020522-2624913
Nadan Mahal Road, LucknowNadan Mahal Road, Lucknow 226001BKDN07202392260180050522-2266403/2653396
Shivaji Marg 7, Shivaji Marg, Lucknow - 226001, Uttar PradeshBKDN07206312260180060522-2212203
Bangla BazarRail Nagar, Bangla Bazar, Lucknow, Uttar PradeshBKDN07207362260180030522-2422161
Dubagga, LucknowRamjivan Bldg, Harodia Rd, Dubagga, Dist LucknowBKDN07208602260180080522-2408390
UthrathiaLucknow (Uthrathia) Rai Bareli Road, Uthrathia, Lucknow - 226 01BKDN07210892260180070522-2440524
Gomti Nagar3/107, Vidhayakpuram, Gomtinagar, Lucknow, Uttar PradeshBKDN07211352260180090522-2398264
RajajipuramSkd Plaza, E Block, Rajajipuram, Lucknow, Uttar PradeshBKDN07211452260180100522-2417392
Aliganj LucknowC - 1, Sector - M, Aliganj, Lucknow - 226024BKDN07211902260180110522-2334739
Alambagh565-KA/94/2, Amrudhi Bagh, Sneh Nagar, Alambagh, Lucknow- 226005BKDN0721573NON-MICR9454011313

 

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