Dena Bank Home Loan in Mumbai
Last Updated : May 5, 2018, 12:29 p.m.
About Dena Bank Home Loan Mumbai
Dena Bank Home Loan Mumbai persuades the home loan seekers to avail home loans rather than disturbing their existing finances. The loan is offered in the name of ‘Dena Niwas Home Loan’. The interest rates are flexible and are charged on the basis of daily reducing balance basis. There are no prepayment charges applicable thereon. Moreover, the repayment period gives ample of space to every borrower to comfortably plan for their monthly installments accordingly.
Dena Bank Home Loan Mumbai at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.50% - 10.60% |
| Loan Amount | Up to ₹ 200 lakhs for the purchase/construction of a house. Up to ₹ 10 lakhs for renovation/upgradation. |
| Tenure | Upto 30 years-for the purchase of a new flat/house/construction/extension. Upto 10 years- for repairs, renovation and upgradation. |
| Processing Fee | 0.50% of sanctioned limit. |
| Pre-payment Charges | Nil |
Eligibility Criteria
Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:
- Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
- The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
- The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
- Spouses/Co-applicants income can also be considered for enhanced eligibility.
Documents Required
Borrowers whether salaried employees or self-employed professionals need to produce the following documents :
- Identity Proof -PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof -Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof -Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
- Bank Account Statement for the Last 6 Months.
- Track record of existing loans, if any.
- Details of property you look to buy & construct.
To know more details, visit Home Loan Mumbai
Address of Dena Bank Branches in Mumbai
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Malad (East) | Sadhana, Daftary Road, Malad East, Mumbai - 400064 | BKDN0460110 | 400018018 | 022-28889985 / 28892553 |
| Mahim | Solitude, Plot No.410, Tps - III, Bhagoji Keer Marg, Mumbai | BKDN0460112 | 400018021 | 022-24462201 |
| Bhandup (WEST) - Mumbai | Burjor Baug, Shastri Marg, Mumbai - 400078 | BKDN0460126 | 400018044 | 022-25610906/25906616 |
| Juhu Vile Parle | Sharda Bhuvan, V.M.Road, Juhu - Vile Parle(West), Mumbai, Maharashtra - 400056 | BKDN0460131 | 400018057 | 022-26183752/26151370 |
| Mumbai - Bandra (WEST) | Khimji Palace, Hill Road, Mumbai - 400050 | BKDN0460144 | 400018012 | 022-26425809 / 26415972 |
| Jogeshwari (WEST) - Mumbai | Gool - Dhun - A - Bad, Opp. Malcolm Baug, Sv Road, Mumbai - 400060 | BKDN0460209 | 400018052 | 022-26797320/26794879 |
| Govandi Deonar | Station Road, Mumbai - 400088 | BKDN0460353 | 400018073 | 022-25580997 |
| Marol - Mumbai | The Heritage, Andheri(East), Mumbai - 400019 | BKDN0460413 | 400018075 | 022-28325005/28213275 |
| Orlem - Malad (WEST) | Anthsil, O.M.Rd., Marve Road, Malad(West), Mumbai, Maharashtra - 400064 | BKDN0460486 | 400018078 | 022-28820678; |
| Mount Poinsur | Anand Bhuvan, Grd.Fl, Sardar V.P.Road, Mt.Poinsur, Borivali(West), Mumbai - 400092 | BKDN0460487 | 400018077 | 28933073/2892618 |
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