Dena Bank Home Loan in Noida

Home Loan Rates 2017 70 views

About Dena Bank Home Loan Noida

Dena Bank Home Loan Noida persuades home loan seekers for availing home loans for meeting out their different purposes. Whether it is regarding construction of the home, purchasing an acquired plot/flat, repairs, renovations and modifications. Get it at competitive interest rates from Dena Bank Home Loan Noida.

Dena Bank Home Loan Noida at a glance

ParticularsDetails
Interest Rate8.30% - 8.40%
Loan AmountUp to ₹ 200 lakhs for the purchase/construction of a house.
Up to ₹ 10 lakhs for renovation/upgradation.
TenureUpto 30 years-for the purchase of a new flat/house/construction/extension.

Upto 10 years- for repairs, renovation and upgradation.
Processing Fee0.50% of sanctioned limit.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Dena Bank Home Loan need to fulfill the following criteria:

  • Borrowers need to be a major individual, resident or non-resident, having a regular source of income.
  • The borrowers age at the time of loan maturity should be less than the retirement age in case of a salaried employee and below 65 years, in case of a businessman.
  • The total deductions do not exceed 60% of your gross income which include the loan installment of the proposed loan.
  • Spouses/Co-applicants income can also be considered for enhanced eligibility.

Documents Required

Borrowers whether salaried employees or self-employed professionals need to produce the following documents :

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Professionals along with Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years.
  • Bank Account Statement for the Last 6 Months.
  • Track record of existing loans, if any.
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Noida

Address of Dena Bank Branches in Noida

Branch NameComplete AddressIFSCMICRContact Number
NoidaC - 136, Sector - 19, Noida - 201301BKDN07211251100180260120-2545747/2545749
Greater NoidaKailash Hospital, 23 Institutional Area, Greater Noida - 201308, Uttar PradeshBKDN07211721100180350120-2320679
Noida SectorDena Bank, Plot No 1, Khasra No 449 Sector 51 Village Hoshiarpur Dist.Gautam Budh Nagar, Noida 201301BKDN0711779NON-MICR8447753272

 

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