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About Federal Bank Home Loan in New Delhi
New Delhi is the capital of India and it attracts so many people every day. who come to the city for better job opportunities. The city is growing at a constant pace. It is a dream come true when someone’s own his/her own house in a mega city like New Delhi keeping in mind the high property rates. The property rates have touched the rooftop and are always very high. It becomes difficult for the normal Delhite to buy a property which is not in his/her reach. Federal bank provides a financial support trhough the form of a home loan to suitable applicants. It has opened up over 20 branches in the capital city to deliver the product on time and at a competitive rate.
Federal Bank Home loan in New Delhi at a glance
Important details about Federal Bank Home loan New Delhi have been given in the form of a table.
|Interest rate||11.75% - 14.65%|
|Loan amount||Maximum of ₹1500 Lakhs|
|Tenure||Up to 30 years|
|Processing fee||0.50% of the loan amount sanctioned along with service taxes|
Minimum of ₹3,000
Maximum of ₹7,500
Eligibility norms have to be fulfilled by every applicant who wishes to avail a Federal bank home loan New Delhi. The different norms have been mentioned below. Have a look at them.
- Self-employed individuals, businessmen, and salaried individuals are eligible to apply for a home loan.
- The total employment/business stability should be at least two years.
- The applicant should be working in their current job/profession/business for a period of at least one year
- The applicant must be earning sufficient enough to repay the loan. He/she must earn a minimum net monthly income of ₹15,000 in order to avail a home loan
- The applicant must be over the age of 21 at the time of loan application. The maximum age has been kept at 55 years.
Documents required for a Federal Bank Home loan New Delhi
The list of all the essential documents needed for a smooth and hassle free disbursal of a home loan is right here. Have a proper look at them-
- Two photographs of passport size of the applicant and the co obliged
- Proof of Age- Birth Certificate/Passport/ SSLC or AISSE Certificate/Driving License
- Completely filled application form
- Proof of Residence- Voter ID Card/Aadhar Card/Passport/Lease agreement/Ration card/Telephone bill/Electricity bill
- Proof Of Identity- Aadhar card/PAN Card/Passport/Driving License/Voter ID Card
- Proof of Income-
- Salary slip of three months /Latest salary certificate,
- IT returns of the past two years or Form 16
- bank statement of the past six months.
- Bank account statements of the previous 12 months
- Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
- Proof of the existence of business and its profile
- IT returns of the past two years supported by tax calculation sheet
- Letter of Allotment
- Agreement for Sale & construction
- Certificate of possession
- Tripartite Agreement to be given before disbursal of home loan
- Detailed cost of construction and Land tax receipt
For extra information have a proper look at Home Loan New Delhi.
Address of Federal Bank branches in New Delhi
The list of Federal Bank New Delhi branches has been given below with their complete addresses, IFSC and MICR details.
|Connaught Circus||M - 17, Connaught Circus, New Delhi, Delhi, New Delhi, 110001 , New Delhi||FDRL0001105||110049002||1800-425-1199|
|Westend Colony||6 & 7 Convenient Shopping Centre, Westend Colony, , New Delhi, 110021 , New Delhi||FDRL0001194||110049004||1800-425-1199|
|Chandni Chowk||64, Katra Baryan, Chandni Chowk, Fatehpuri, , Delhi, 110006 , New Delhi||FDRL0001262||110049003||1800-425-1199|
|Nehru Place||G.I - 6 Satkar Building, 79 - 80 Nehru Place, , New Delhi, 110019 , New Delhi||FDRL0001302||110049005||1800-425-1199|
|Greater Kailash II||S - 571, Greater Kailash - II New Delhi, 110048 , New Delhi||FDRL0001360||110049008||011-29212094|
|Karol Bagh||1001, Faiz Road, Arya Samaj Road Crossing, Karol Bagh, New Delhi, 110005 , New Delhi||FDRL0001382||110049009||011-28752984|
|Nirman Vihar||E - 372, , Ground Floor, Nirman Vihar, New Delhi, 110092 , New Delhi||FDRL0001451||110049013||011-22440956|
|Pritampura||Ground Floor, B - 156, Lok Vihar, Road No.44, Pitampura, 110034 , New Delhi||FDRL0001453||110049014||011-27354333|
|Rohini||Ist Floor, Sgl Plaza, Plot No.10, Community Centre, Sector Ix, D C Chowk, Rohini, , 110085 , New Delhi||FDRL0001474||110049015||011-27556501|
|Mayur Vihar||Uttara Guruvayurappan Temple Cmplx, East Gate, Krishna Marg, Pocket - 3, Mayur Vihar Phase - 1, East Delhi, 110091 , New Delhi||FDRL0001478||110049016||011-22717291|
|New Delhi Vyk Extension||Viswa Yuvak Kendra Circular Road Chankyapuri New Delhi 110021||FDRL0001523||110049002||011 23793053|