Fixed Deposit Ghaziabad

About Ghaziabad

Ghaziabad is a gateway to the state of Uttar Pradesh. It is situated near Delhi and is a part of National Capital Region (NCR). It is a rapidly expanding region with well connected roads and railways. It holds the administration of Ghaziabad district. The well planned industrial city is host to a number of steel manufacturing and electronics industry. It is the main commercial and educational centre of Western UP. The city has earned the title of dynamic city and is a hub real estate. The progressive economy of the place influences people to settle there.

About Fixed Deposit

The ideal way to invest for a limited period of time and gain solid returns is to invest in the fixed deposit. The interest payable on deposits are higher than that on a savings account. The individual is entitled to receive a regular interest at the frequency determined by him/ her at the time of booking the deposit. The depositor can avail the nomination facility and premature withdrawal facility on the deposits. However, in the case of premature withdrawal, the interest is calculated on the penal rates. Some banks pay an additional interest to the senior citizens. The investor has the option to specify the time limit of the deposit and renew it at the maturity of the plan.

Fixed Deposit Ghaziabad in a nutshell

Particulars
Details
Interest Rate

3.00% - 8.10%

Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Fixed Deposit Eligibility Criteria

Following are the entities which are eligible for availing fixed deposit schemes:

  • Individuals

  • Hindu Undivided Families (HUFs)

  • Minor represented by parents/guardian

  • Associations

  • Clubs

  • Trusts

  • Sole proprietorship firms

  • Partnership firms

  • Limited Companies

Documents Required For The Fixed Deposit

Category

Documents
An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Trusts
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Associations/Clubs
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

Top Banks Fixed Deposit Interest Rate and Address

Banks NameMain Branch AddressRate of Interest
State Bank Of IndiaShop No -23, Panchsheel Wellington, Crossing Republic, Ghaziabad, Uttar Pradesh 201009 5.75% - 7.50%
HDFC Bank
D - 44 RDC Raj Nagar, Raj Nagar, Ganesh Puri, Ghaziabad, Uttar Pradesh 2010013.50% - 7.75%
ICICI Bank
Ashok Marg, Block 15, Sector 10, Raj Nagar, Ghaziabad, Uttar Pradesh 2010024.00% - 7.55%
Axis BankBG- 1, BF- 1, Plot No. 3, Vaibhav Khand, Aditya City Centre, Indirapuram, Ghaziabad, Uttar Pradesh 2010123.50% - 7.95%
Punjab National Bank
Navyug Market, Old Munsfi Rd, Sihani Gate, Naya Ganj, Ghaziabad, Uttar Pradesh 2010015.70% - 7.41%
Bank of India

59 - 60, Grand Trunk Road,Ghaziabad, 201001, Uttar Pradesh4.80% - 6.50%
Bank of Baroda
4 Kiran Enclave G.T. Road, Ghaziabad- 2010014.00% - 6.85%
Central Bank Of India

Site No. 1, Loha Mandi, Bulandshahar Road India Estate, Ghaziabad

4.00% - 6.50%

Canara Bank
Main Govindpuram Rd, Block I, D-Block, Govindpuram, Ghaziabad, Uttar Pradesh 2010134.20% - 8.44%
IDBI Bank
Sudesh Plaza, C - 78, Rajnagar Dist Centre, Raj Nagar, Ghaziabad5.75% - 7.25%

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