Fixed Deposit Jaipur
Last Updated : Jan. 23, 2017, 4:27 p.m.
About Jaipur
Jaipur is the capital of Rajasthan and the largest city in India. It is the provincial capital, education and administrative centre of the state. Apart from tourist attractions, it is a major hub for arts and crafts. The economy of the town is driven by the gemstone cutting, jewellery manufacturing and luxury textile industries. The information technology also plays a vital role in the development of the economy. In the year 2008, Jaipur was ranked amongst the Emerging Global Outsourcing cities. It is one of the India’s largest manufacturers of hand-knotted rugs.
About Fixed Deposit
Fixed Deposit is the ideal way to invest for a longer period of time and earn solid interest. It’s easy liquidity and high rates of return assure the safety of the depositor’s money. Anyone can avail the facility of fixed deposits. Even minor represented by the elders can apply for the fixed deposit. The depositor can avail multiple benefits on the deposits such as nomination facility, premature withdrawal facility and so on. Some banks provide the benefit of higher interest to the senior citizens. That is the candidates of or above the age of 60 are entitled to extra interest.
Fixed Deposit Jaipur in a nutshell
| Particulars | Details |
|---|---|
| Interest Rate | 3.00% - 9.25% |
| Minimum Investment Amount | ₹ 1,000 |
| Tenure | 7 days – 10 years |
Fixed Deposit Eligibility Criteria
Following are the entities which are eligible for availing fixed deposit schemes:
Individuals
Hindu Undivided Families (HUFs)
Minor represented by parents/guardian
Associations
Clubs
Trusts
Sole proprietorship firms
Partnership firms
Limited Companies
Documents Required For The Fixed Deposit
| Category | Documents |
|---|---|
| An Individual, Hindu Undivided Family, Sole Proprietorship Concern | ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque, A photograph |
| Trusts | Copy of the Trust Deed Copy of the registration certificate Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account Photographs of the members operating the account |
| Associations/Clubs | By-laws of the Association Copy of the Resolution by the board authorizing the members concerned to open and operate the account Photographs of the members operating the account |
| Partnership Firm | Partnership Deed Letter from partners approving the persons concerned to open and operate the account Photographs of the persons operating the account |
| Public or Private Limited Companies | Board Resolution / Authority Letter Memorandum & Articles of Association Certificate of Incorporation Certificate of Commencement of Business (Public Limited Company) Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC Governing Act / Rules and Regulations(PSUs) (certified true copy) |
Top Banks Fixed Deposit Interest Rate and Address
| Banks Name | Main Branch Address | FD Interest Rates |
|---|---|---|
| State Bank Of India | Sambhar lake, Jaipur, Rajasthan- 303604 | 2.90% - 6.20% |
| HDFC Bank | D - 54, Siddhi Vinayak, , Ashok Marg, , C Scheme, , Jaipur - 302001, Rajasthan | 2.50% - 6.25% |
| ICICI Bank | C - 99, Shreeji Towers, Subhash Marg, Near Ahimsa Circle, C Scheme, Jaipur- 302001 | 2.50% - 6.30% |
| Axis Bank | O - 15, Green House Ashok Marg, C-Scheme- 302001 | 2.50% - 6.50% |
| Punjab National Bank | M C B, Jaipur MI Road, Jaipur, Rajasthan | 2.90% - 5.75% |
| Bank of India | Chowdhari Hotel Building, Mirza Ismail Road, Jaipur, Rajasthan- 302001 | 2.85% - 5.55% |
| Bank of Baroda | Adarsh Nagar Branch, 304/4, Raja Park Adarsh Nagar, Jaipur- Rajasthan-302004 | 2.90% - 6.30% |
| Central Bank Of India | Johri Bazar, Purohit Ka Katla, Jaipur City, Jaipur | 2.75% - 5.50% |
| IDBI Bank | D-24, Durlabh Niwasprithviraj Road, C-Scheme, Jaipur | 2.90% - 5.90% |