Fixed Deposit Noida - FD Interest Rates, Calculator - Wishfin

Fixed Deposit Noida

About Noida

Noida, fully named as Noida Development Authority is a well-built Indian city under the management of New Okhla Industrial Development Authority. It comes under National Capital Region of India. The city is located in Gautam Buddh Nagar district of Uttar Pradesh. The city is a hub of IT and IT-enabled services industry with various large companies establishing their businesses here. It is the most chosen destination for various domains such as banking, financial services, insurance, pharma, auto, fast-moving consumer goods and manufacturing. Noida Special Economic Zone is a major contributor to the development of the city. The real estate sector has contributed to the massive growth of Greater Noida by offering tallest residential apartments nearby office regions, hence creating several employment opportunities.

About Fixed Deposit

Fixed deposit assures you phenomenal returns at your chosen maturity intervals at an attractive interest rate. The high-yielding returns guarantee a protection on your principal amount at the time of maturity. It inculcates saving habit for getting potential returns over a period of time. It depends on any customer to choose more than one fixed deposit with the same bank for their different goals. Tax liability falls when your interest amount exceeds ₹ 10,000 in a financial year. So, you need to plan your Fixed deposit accordingly. You have the option to either continue with your FD for another tenure or to withdraw subject to your saving goals.

Fixed Deposit Noida in a nutshell

Particulars Details
Interest Rate 3.00% - 9.25%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Fixed Deposit Eligibility Criteria

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

Documents Required For The Fixed Deposit Noida

Category Documents
An Individual, Hindu Undivided Family, Sole Proprietorship ConcernID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
TrustsCopy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Associations/ClubsBy-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership FirmPartnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

Top Banks Fixed Deposit Interest Rate and Address

Bank NameMain Branch AddressInterest Rate
SBI Sector-2, Noida, Uttar Pradesh
2.90% - 6.20%
Bank of BarodaShop No. 334 - 337, Sector-29, Ganga Shopping Complex, Noida, Uttar Pradesh-201303
2.90% - 6.30%
Bandhan BankC-31, Sector 18, Near Mosaic Hotel, Noida, Uttar Pradesh 2013013.00% - 5.75%
Canara BankSector VI, Noida Complex, Noida -2013012.90% - 5.75%
HDFC Bank Ansals Fortune Arcade, K Block, Sector 18, Near Atta Peer, Noida - 201301, Uttar Pradesh
2.50% - 6.25%
Allahabad BankA - 6, Sector - 10, Noida, Dist. G B Nagar Noida Complex, Dist. G.B.Nagar Uttar Pradesh, Pin: 2013012.90% - 5.65%
Andhra BankPlot No : 778, A Block, Sector - 19, Noida - 201301 UP3.00% - 5.40%
Axis BankB2 - B3, Sector-16, Noida, Uttar Pradesh-201301
2.50% - 6.50%
ICICI BankK - 1, Senior Mall, Sector-18, Gautam Budh Nagar, Noida, Uttar Pradesh-201301
2.50% - 6.30%
PNBNaya Bans, Sector-27, Noida, Uttar Pradesh-201301
2.90% - 5.75%

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%