HDFC Bank Home Loan in Ahmedabad

Highlights

  • HDFC Home Loan Rate - 8.80% - 9.70%
  • Check all HDFC branches in Ahmedabad

About HDFC Home Loan in Ahmedabad

Nothing can give you more happiness than staying in your dream home. Ahmedabad is one of the most important cities of India. Many people want to settle here because the city is flourishing. The property rates here are increasing day by day and it becomes difficult for a common person to purchase a home here. HDFC provide home loans through HDFC Ltd and is has over 40 branches in the city of Ahmedabad. The low-interest rates offered by the lender helps the customers pay a lower EMI.

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Address of HDFC Branches in Ahmedabad

The complete list of HDFC Ltd branches in the city has been given below with the address, contact details and IFSC & MICR codes.

Branch AddressIFSCMICRContact details
NavrangpuraAstral Tower, , Near Mithakhali Six Roads, Navrangpura, Ahmedabad - 380009, GujaratHDFC000000638024000261606161
VejalpurAbhishilp, Shop No 1 & 2, Opp Vishveshwar Mahadev Temple, Near Keshavbaug Party Plot, Judges Bunglow Road, Vejalpur, Vejalpur, Ahmedabad - 380015, GujaratHDFC000004838024000361606161
BodakdevBpl House, Sumangalam Co - Op Hsg Soc, Opp. Drive - In Cinema, Bodakdev, Ahmedabad - 380054, GujaratHDFC000004938024000461606161
BopalSamarpan Complex, 200 Ft Ring Road, Bopal Junction, Bopal, Ahmedabad - 380058, GujaratHDFC000030538024001061606161
NaranpuraDivya Sadbhav - Ground Floor, 6 Dipak Colony, Near Shankar Society No.1,
Near Municipal Garden, Mirambica School Road, Naranpura, Ahmedabad - 380013, Gujarat
HDFC000038338024001261606161
KadiRadhaswami Complex, R S No. 242, Near N C Desai Petrol Pump, Highway Char Rasta, Kadi - 382715, GujaratHDFC000038538224002161606161
Platinum PlazaShop No. 30, Ground Floor, Platinum Plaza, Near Ioc Petrol Pump, Judges Bungalow Road, Ahmedabad - 380054, GujaratHDFC000078338024001461606161
Sardar NagarShop No, 18 - 22 Krishna Complex, Opp. Sardar Nagar Police Station, Ambawadi Circle, Near International Airport, Sardar Nagar, Ahmedabad - 382475, GujaratHDFC000088938024001761606161
PrahladnagarShop No 1, Shivalik Arcade, Anandnagar Road, Prahladnagar, Ahmedabad - 380015, GujaratHDFC000089038024001861606161
NarodaShop No. 9 A/14 - A/15 - B/14 - B/17, Galaxy Avenue, Nr.Galaxy Cinema, Naroda, Dist:Ahmedabad, Ahmedabad - 382330, GujaratHDFC000095838024001961606161

HDFC Home Loan Ahmedabad at Glance

The important details about a home loan offered by HDFC bank in the city have been given below.

ParticularDetails
Interest rate8.80% - 9.70%
Loan amount₹ 75 Lakhs and above in selected cases
TenureUp to 30 years
Processing feeUp to 1.50 % of the amount sanctioned plus the service taxes
Pre-payment chargeNo prepayment is allowed for the starting six months
6 months- 5 years: 1.5% of the original amount
5- 10 years- 0.75% of the original amount
After 10 years- no closure fee as such

Eligibility for HDFC Home Loan 

The norms of eligibility for a housing loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The bank decides the eligibility of the applicant from certain factors like Income, Educational qualifications, Age, CIBIL score, Income of the spouse, Number of dependents, Stability of employment, Saving history and Business, Liability & Assets.
  • The applicant should fall into the age group of 18 to 60 years.
  • Salaried employees need to be working with their current company for a period of at least one year.
  • In case of businessmen, the business should be stable for a minimum of three years.

Documents Checklist

The list of all the essential documents required to avail a home loan from HDFC bank has been mentioned below. Do check them out.

Salaried employee

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Bank statement of the past six months
  • Proof of Income- Form 16 and latest salary slip
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer

Self-employed (businessmen and professionals)

  • Fully filled application form along with photographs of passport size
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Processing fee cheque
  • Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
  • Proof of Business
  • Educational qualification certificates (For professionals)
  • Business profile
  • Other property related documents- Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
  • Bank statement of the past six months

Agriculturists

  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Copies of the Title documents of the agricultural land which can depict land holding
  • Statement of the loans availed in the past two years
  • Other property related documents-
  • Bank statement of the past six months
  • Copies of the Title documents of the agricultural land which can show that crops are being cultivated

For more information, please refer to Home Loan Ahmedabad.

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HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
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Standard Chartered Bank11.50% - 14.50%
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Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
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