HDFC Bank Personal Loan in Chennai

Last Updated : Aug. 30, 2018, 12:10 p.m.

HDFC Bank Personal Loan Chennai Interest Rate

The important details about a personal loan offered by HDFC bank in the city have been given below.

Apply Personal Loan @ 10.75%* Rate

HDFC Bank Branches with IFSC Codes in Chennai

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

HDFC Personal Loan Customer Care

In order to be in touch with the customer care executives of HDFC, all you need to do is just dial 1800 425 4332 from your landline or mobile. No matter in which corner of the country you live, this toll-free number keeps you connected with the experts whenever you are in need.

Eligibility Criteria for a HDFC Bank Personal Loan Chennai

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

• The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
• The applicant must be between the age group of 21 to 60 years.
• A working experience of a minimum of two years is needed
• Must be employed with the current company for at least one year.
• A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

HDFC Personal Loan EMI Calculator

An EMI Calculator is one such magical and smart device that lets you know about your EMIs, Interest Outgo and Total Amount Payable in the easiest manner. All it does is that by taking into consideration the loan amount, tenure and interest rate gives you the exact calculations in the least time frame. With its simple algorithm and quick functioning this device, this tool is here to make your journey memorable.

To make you understand better, below is a table showing the calculations on a loan amount of ₹3 Lakh, taken for a tenure of 4 years at an interest rate of 15% per annum.

Documents Checklist for a HDFC Bank Personal Loan Chennai

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

• Identity Proof- photocopies of Driving License/Voter ID Card/Passport
• Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
• Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
• Bank Statement of the past three months/ six months passbook statement

In case you want more information, you can refer to Personal Loan Chennai .

About HDFC Bank Personal Loan in Chennai

HDFC bank is one of the leading private sector banks in India. The bank offers a personal loan to the customers based in Chennai. A salaried employee is eligible to apply for the product to meet his financial needs. The banks provides a special Personal Loan Diva to its women customers. HDFC bank has set up more than 100 branches in the capital of Tamil Nadu.