ICICI Bank Car Loan in Gurugram

Car Loan Rates EMI 2017 82 views

About ICICI Bank Car Loan in Gurugram

ICICI bank offers eligible applicants in the city of Gurugram a car loan product so that they can buying a car of their choice. The bank finances almost every passenger car that is manufactured in the country and provides convenient repayment tenure to the customer. ICICI bank has opened up more than ten branches in the Millenium city of India in order to provide the product on time.

ICICI Bank Car loan Gurugram at a glance

The important details of ICICI Bank Car Loan Gurugram have been given below.

ParticularDetails
Interest rate

10.75% - 12.75%

Loan amountFor New Cars

Min amount : Lesser than ₹2,50,000

Max. amount : upto ₹ 10,00,000

For Pre-owned Cars: up to 80% on the valuation of the car.
TenureNew Cars: Upto 7 years

Pre-owned Cars: Upto 5 years
Processing feeNew Cars : ₹ 2,500 to ₹ 5,000

Pre-Owned Cars: 2% of loan amount or ₹6,000 whichever is lower
Pre-payment charge5% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower)

Eligibility criteria

The eligibility norms for an ICICI Bank Car Loan Gurugram have been mentioned below. An applicant can only avail a loan from the bank if he/she is able to meet the said criteria.

For a salaried employee

  • The applicant should be between the age group of 23 to 58 years. It means he/she should be at least 23 years old whenever the loan is applied
  • The applicant should earn an annual income of at least ₹ 2,50,000
  • The employment stability should be more than two years
  • The applicant should be working with the current employer for a minimum period of one year

For a self-employed professional

  • The applicant should fall between the age bracket of 28 to 65 years old. It means he/she should have attained the age of 28 whenever the loan is applied. The loan has to be fully repaid by the time the applicant turns 65 years
  • The annual income of the applicant should be at least ₹ 2 Lakhs
  • The business should be stable for period of over three years

For a self-employed non-professional

  • The business should be stable for period of over three years
  • The Profit after Tax (PAT) should be at least ₹ 2 Lakhs

In case of Limited Companies, the Profit after Tax (PAT) should be at least ₹ 2 Lakhs and they must be existing for a period of at least three years.

Documents needed for ICICI Bank Car Loan Gurugram

An applicant who wishes to successfully avail a car loan from the bank has to complete the process of documentation on time. The list of important documents for every category has been given below. Check it out.

For a salaried employee

  • Completely filled application form
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Photographs of passport size
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Employment stability
  • Bank statement of the last six months
  • Proof of Income- Latest salary slip of the previous three months and Form 16

For a self-employed professional

  • Completely filled application form
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Photographs of passport size
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Business stability
  • Bank statement of the last six months
  • Proof of Income- Income tax returns of the last three years

For a self-employed non-professional

  • Completely filled application form
  • Proof of Identity- Aadhar card/ Passport/ Voter ID card/ Driving License/ PAN card
  • Proof of Age- Birth certificate/ PAN card/  High school marksheet/ Passport
  • Proof of Ownership
  • Verification of the applicant’s signature- Passport/ Driving License/ PAN card
  • Proof of Address- Ration card/ Passport/ Telephone bill/ Electricity bill/ Rent agreement/ Water bill
  • Proof of Business stability
  • Proof of Income- Income Tax returns of the past two years and Profit & Loss account and Balance Sheet which is duly audited
  • Bank statement of the last six months
  • In case of partnership firms- Partnership deed along with a letter which has to be duly signed by all the available partners, thereby giving authority to one partner
  • In case of companies and societies- Memorandum and Articles of Association plus a Resolution by the board of directors

For extra details refer to Car Loan Gurugram

Address of ICICI Bank Branches in Gurugram

The list of ICICI Bank branches in Gurugram has been given below along with their addresses, IFSC & MICR details and contact numbers.

BranchAddressIFSCMICRContact details
Ansal Palam ViharShop No. 16 & 17 , Palam Corporate Plaza , Palam Vihar , Gurugram-122017 , HaryanaICIC000245211022923001243366777/ 01244445500
Sector 14SCO 18 & 19, Huda Shopping Centre, Sector - 14, Market Complex, Gurugram - 122001 Haryana ICIC000002111022900301243366777/ 01244445500
Gurugram DLFK - 6 & K - 7 + K - 12 & Kb - 12, Qutub Plaza, Dlf - Phase - 1, Gurugram. 122002 HaryanaICIC000017711022903001243366777/ 01244445500
Sushant Lok005 A, Unitech Trade Centre, Sector Road, Sushant Lok - I, Gurugram - 122001 HaryanaICIC000031411022904201243366777/ 01244445500
ManesarRaheja House, IMT, Gurugram, Haryana 122050ICIC000035811022905301243366777/ 01244445500
SuncitySec – 54, Vipul Orchid Plaza, Suncity, Gurugram – 122003, Haryana 122003 ICIC000039911022906001243366777/ 01244445500
Sector 29Powergrid Corporation Of India Limited, Plot No 2, Sector 29, Gurugram 122001 HaryanaICIC000057211022907301243366777/ 01244445500
Sector 33Hero Honda Motors Ltd, 37 Km Stone, Delhi Jaipur Highway, Sector 33, Gurugram, Haryana.122001ICIC000057511022907001243366777/ 01244445500
Cyber GreensB - 2, Tower - B, DLF Cyber Green, DLF Phase – III Gurugram 122002 HaryanaICIC000061011022907201243366777/ 01244445500
Sector 15Sco 59 60 Old Judicial Complex Sector 15 Gurugram - 122002 HaryanaICIC000103111022910901243366777/ 01244445500

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