ICICI Bank Home Loan in Kolkata
Last Updated : Feb. 27, 2020, 3:06 p.m.
About ICICI Bank Home Loan in Kolkata
ICICI bank is one of the leading private sector banks and has been serving the customers in India since 1994. The bank gives wings to the dreams of people who wish to buy or construct a home of their own. The bank offers various housing loan schemes to the customer in Agra so that their dreams are turned into reality. The bank has set up seven branches in Agra for providing the product on time.
Apply ICICI Home Loan @ 9.00%* Rate
ICICI Bank Home Loan in Kolkata at a glance
The important details of ICICI Bank Home Loan Kolkata are given below.
Particular | Details |
---|---|
Interest rate | 9.00% - 10.05% |
Loan amount | From ₹30 Lakhs to ₹5 Crore (Few Cases) |
Tenure | Up to 30 years |
Processing fee | 0.50 to 1% of the loan amount or ₹ 1,500 along with service taxes applicable New Delhi, Mumbai and Bengaluru- ₹2,000 |
Pre-payment charge | NIL for floating rate of interest Up to 4% on the principal amount outstanding along with applicable service taxes |
Eligibility criteria for an ICICI Bank Home Loan Kolkata
The eligibility norms set by ICICI bank for a home loan are given below. Have a look at them.
- The applicant should have attained a minimum age of 21 years when the loan amount is sanctioned
- The age of maturity is 65 years. This means the loan has to be completely paid within the set limit of 65 years
- Both self-employed individuals and salaried employees are eligible to apply for a home loan. They must earn a stable and regular income
- In case, there is a co-applicant, his/her age should be at least 18 years
- To improve loan eligibility, the applicant can add his/her spouse as a co-applicant, in case the said person is earning well
Documents needed for ICICI Bank Home Loan Kolkata
The list of the all the important documents has been given below. Check them out.
- Completely filled application which is duly signed
- Proof of Age- Passport/Birth certificate/ High school mark sheet
- Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
- Photographs of passport size
- Proof of Address- Utility Bill / Passport/Leave and License Agreement
- Salary slip of the past three months
- Bank statement of the last six months
- Processing fee cheque
Some extra documents which are needed-
For Self-employed Professional:
- Proof of existence of Business
- Income tax returns of the last three years
- Education qualification certificate
For Self-employed Non-Professional:
- Education qualification certificate
- Profit & Loss account and Audited Balance Sheet of the last three years which has been certified by a CA
- Business Profile
- Income tax returns of the past three years
- Proof of existence of Business
Other documents related to property-
- Power of Attorney Format
In case, the loan account holder dies, documents required are:
- Letter of relinquishment
- Request letter
For more information please refer to Home Loan Kolkata .
Address of ICICI Bank branches in Kolkata
The complete list of ICICI bank Kolkata branches has been given below with their address, IFSC & MICR codes and contact details.
Branch | Address | IFSC | MICR | Contact details |
---|---|---|---|---|
RN Mukherjee Road | 22, R N Mukherjee Road, Kolkata, West Bengal 700001 | ICIC0000006 | 700229002 | 03333667777 / 03344455000 |
Ballygunge | Rishikesh, 1/1, Ashutosh - Chowdhury Avenue Ballygunge Kolkata 700019 West Bengal | ICIC0000034 | 700229003 | 03333667777 / 03344455000 |
Salt Lake | BJ - 140, Sector II, Salt Lake City, Kolkata 700091 West Bengal | ICIC0000042 | 700229004 | 03333667777 / 03344455000 |
Chowringhee | 36 Chowringhee Road, Kolkata 700071 West Bengal | ICIC0000187 | 700229011 | 03333667777 / 03344455000 |
Sector - 1, Salt Lake City | Ac - 4, Sector - 1, Salt Lake City Kolkata West Bengal 700064 | ICIC0000305 | 700229013 | 03333667777 / 03344455000 |
Minto Park | 2 B Gorky Terrace Kolkata 700017 West Bengal | ICIC0000312 | 700229014 | 03333667777 / 03344455000 |
New Alipore | 23 A, Diamond Harbour Road, Block L, New Alipore (Near Durgapur Bridge) Kolkata, West Bengal 700053 | ICIC0000317 | 700229015 | 03333667777 / 03344455000 |
Behala | Diamond Towers; 70 B Diamond Harbour Road, Behala Chowrasta, Kolkata 700008 West Bengal | ICIC0000328 | 700229016 | 03333667777 / 03344455000 |
Garia | No.384, Netaji Subhash Chandra Bose Road, Laxmi Narayan Colony, Garia, Kolkata, West Bengal 700047 | ICIC0000349 | 700229017 | 03333667777 / 03344455000 |
Lake Town | Block A , Plot 111, Lake town, Kolkata, West Bengal 700089 | ICIC0000355 | 700229018 | 03333667777 / 03344455000 |
VIP Road | Nazrul Sarani, VIP Road, Swastik Ward. No. 7, Kolkata, West Bengal 700059 | ICIC0000371 | 700229019 | 03333667777 / 03344455000 |
Sarat Bose Road | 95, Sarat Bose Road, Near Sishu Mangal Hospital, Kalighat, Kolkata, West Bengal 700026 | ICIC0000372 | 700229020 | 03333667777 / 03344455000 |
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