IDFC Bank Home Loan in Bengaluru

About IDFC Bank Home Loan in Bengaluru

Now availing the home loan has become easier as IDFC Bank offers the lucrative deals of home loan in the beautiful city of Bengaluru. Flexible tenures, attractive interest rates and maximum loan amount, all this and much more can easily availed by you, if you prefer to avail IDFC Bank home loan in Bengaluru. So, why to wait? Go and apply online for the same today!

IDFC Bank Home Loan Bengaluru at a Glance

ParticularsDetails
Interest Rate (in p.a.)9.15% - 9.60%
Loan AmountUp to ₹10 crores or maximum up to 85% of the property value
TenureUp to 30 years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Indian Resident
  • 21 years & above
  • Minimum 2 years work experience

Self-employed

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Indian Resident
  • Minimum age 23 years
  • Minimum 3 years work experience

Documents Required to Apply

For Salaried:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 3 months salary statements
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For Self-employed Professionals:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For Self-employed Businessmen:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

Know More About Home Loan Bengaluru

Address of IDFC Bank Branches in Bengaluru

Branch NameComplete AddressIFSCMICRContact Number
Richmond TownPlot No 79, Residency Road,Richmond Town, Brigade Road Junction, Opposite Opera Theatre, Bengaluru -560025, IndiaIDFB008015156075100267943000

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Home Loan Interest Rates December 2018
State Bank of India/SBI8.70% - 9.25%
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Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
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