IDFC Bank Home Loan in Gurugram

About IDFC Bank Home Loan in Gurugram

Grab the best home loan deal in Gurugram by availing the same credit facility from IDFC Bank. The people living in the beautiful city of Gurugram can easily avail this credit facility at competitive interest rates. So, what are you waiting for? Go and get the same today and fulfill your dream home wish.

IDFC Bank Home Loan Gurugram at a Glance

ParticularsDetails
Interest Rate (in p.a.)9.15% - 9.60%
Loan AmountUp to ₹10 crores or maximum up to 85% of the property value
TenureUp to 30 years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Indian Resident
  • 21 years & above
  • Minimum 2 years work experience

Self-employed

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Indian Resident
  • Minimum age 23 years
  • Minimum 3 years work experience

Documents Needed to Apply

For Salaried:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 3 months salary statements
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For Self-employed Professionals:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For Self-employed Businessmen:

  • Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
  • Age Proof
  • Last 2 years Income tax returns or Form-16
  • Last 6 months Bank Statement

For more information, Click Home Loan Gurugram.

Address of IDFC Bank Branches in Gurugram

Branch NameComplete AddressIFSCMICRContact Number
Gurugram – Golf Course Road BranchGround Floor and Plaza, Sector-43,One Horizon Center,
Golf Course Road, Gurugram, Haryana - 122002, India
IDFB0021001110751002NA

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HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
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RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.35%
Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%